Bank · FDIC insured
Sturdy Savings Bank Savings Rates
Sturdy Savings Bank’s best savings rate is 0.02% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Sturdy Savings Bank’s savings rates compare
Compared with banks and credit unions near Atlantic City, NJ, where Sturdy Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Sturdy Savings Bank
0.02%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $2
Money Market
Top rate
Univest
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
Parke Bank
3.50%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $350
Sturdy Savings Bank savings score
60
Savings score
Higher than 1% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.02%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sturdy Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.02%APY
$10 monthly service charge if below $2,000 minimum daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $25,000$10 monthly service charge if below $2,000 minimum daily balance. Minimum daily balance of $100 to obtain APY. | 0.02% | $2 | $10 monthly service charge if below $2,000 minimum daily balance. Minimum daily balance of $100 to obtain APY. |
| $25,000 – $50,000$10 monthly service charge if below $2,000 minimum daily balance. | 0.02% | — | $10 monthly service charge if below $2,000 minimum daily balance. |
| $50,000 – $75,000$10 monthly service charge if below $2,000 minimum daily balance. | 0.02% | — | $10 monthly service charge if below $2,000 minimum daily balance. |
| $75,000 – $100,000$10 monthly service charge if below $2,000 minimum daily balance. | 0.03% | — | $10 monthly service charge if below $2,000 minimum daily balance. |
| $100,000 and up$10 monthly service charge if below $2,000 minimum daily balance. | 0.05% | — | $10 monthly service charge if below $2,000 minimum daily balance. |
Sources (1)
- sturdyonline.com/savings-products · captured Oct 15, 2026
Premier Money Market
0.02%APY
Reserved for funds not currently on deposit in an existing Sturdy Savings Bank account. A checking account relationship with Sturdy Savings Bank is required to open. $10 monthly service charge if below $2,000 minimum daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $25,000Reserved for funds not currently on deposit in an existing Sturdy Savings Bank account. Checking account relationship with Sturdy Savings Bank required. $10 monthly service charge if below $2,000 minimum daily balance. Minimum daily balance of $100 to obtain APY. | 0.02% | $2 | Reserved for funds not currently on deposit in an existing Sturdy Savings Bank account. Checking account relationship with Sturdy Savings Bank required. $10 monthly service charge if below $2,000 minimum daily balance. Minimum daily balance of $100 to obtain APY. |
| $25,000 – $50,000Reserved for funds not currently on deposit in an existing Sturdy Savings Bank account. Checking account relationship with Sturdy Savings Bank required. $10 monthly service charge if below $2,000 minimum daily balance. | 0.02% | — | Reserved for funds not currently on deposit in an existing Sturdy Savings Bank account. Checking account relationship with Sturdy Savings Bank required. $10 monthly service charge if below $2,000 minimum daily balance. |
| $50,000 – $75,000Reserved for funds not currently on deposit in an existing Sturdy Savings Bank account. Checking account relationship with Sturdy Savings Bank required. $10 monthly service charge if below $2,000 minimum daily balance. | 0.02% | — | Reserved for funds not currently on deposit in an existing Sturdy Savings Bank account. Checking account relationship with Sturdy Savings Bank required. $10 monthly service charge if below $2,000 minimum daily balance. |
| $75,000 – $100,000Reserved for funds not currently on deposit in an existing Sturdy Savings Bank account. Checking account relationship with Sturdy Savings Bank required. $10 monthly service charge if below $2,000 minimum daily balance. | 0.03% | — | Reserved for funds not currently on deposit in an existing Sturdy Savings Bank account. Checking account relationship with Sturdy Savings Bank required. $10 monthly service charge if below $2,000 minimum daily balance. |
| $100,000 and upReserved for funds not currently on deposit in an existing Sturdy Savings Bank account. Checking account relationship with Sturdy Savings Bank required. $10 monthly service charge if below $2,000 minimum daily balance. | 0.05% | — | Reserved for funds not currently on deposit in an existing Sturdy Savings Bank account. Checking account relationship with Sturdy Savings Bank required. $10 monthly service charge if below $2,000 minimum daily balance. |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
Gold Savings
0.02%APY
$6 monthly service charge if below $2,000 minimum daily balance; no fee for minors. Interest compounded daily, credited monthly. Variable rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $25,000$6 monthly service charge if below $2,000 minimum daily balance; no fee for minors. Variable rate. | 0.02% | $2 | $6 monthly service charge if below $2,000 minimum daily balance; no fee for minors. Variable rate. |
| $25,000 – $50,000$6 monthly service charge if below $2,000 minimum daily balance; no fee for minors. Variable rate. | 0.02% | — | $6 monthly service charge if below $2,000 minimum daily balance; no fee for minors. Variable rate. |
| $50,000 – $75,000$6 monthly service charge if below $2,000 minimum daily balance; no fee for minors. Variable rate. | 0.02% | — | $6 monthly service charge if below $2,000 minimum daily balance; no fee for minors. Variable rate. |
| $75,000 – $100,000$6 monthly service charge if below $2,000 minimum daily balance; no fee for minors. Variable rate. | 0.03% | — | $6 monthly service charge if below $2,000 minimum daily balance; no fee for minors. Variable rate. |
| $100,000 and up$6 monthly service charge if below $2,000 minimum daily balance; no fee for minors. Variable rate. | 0.05% | — | $6 monthly service charge if below $2,000 minimum daily balance; no fee for minors. Variable rate. |
Sources (1)
- sturdyonline.com/savings-products · captured Oct 4, 2026
Holiday Club
0.02%APY · 1 term
52 Week term. Funds disbursed at the end of term the first Wednesday each October and mailed. Deposits accepted in any amount at any time. No withdrawals permitted during term. $15 early closeout fee. Variable rate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months52 Week term. Funds disbursed at end of term first Wednesday in October. No withdrawals during term. $15 early closeout fee. Variable rate | 0.02% | $2 |
Sources (1)
- sturdyonline.com/savings-products · captured Oct 4, 2026
Regular Savings
0.02%APY
$4 monthly service charge if below $100 minimum daily balance; no fee for minors. Interest compounded daily, credited monthly. Variable rate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$4 monthly service charge if below $100 minimum daily balance; no fee for minors. Variable rate.$100 and up | 0.02% | $2 | $4 monthly service charge if below $100 minimum daily balance; no fee for minors. Variable rate. |
Sources (1)
- sturdyonline.com/savings-products · captured Oct 4, 2026
Savings Retirement Account
0.02%APY
IRA rules for contributions and distributions apply. Interest compounded daily, credited monthly. Variable rate. Shared rate schedule with Regular Savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upIRA rules for contributions and distributions apply. Variable rate.$100 and up | 0.02% | $2 | IRA rules for contributions and distributions apply. Variable rate. |
Sources (1)
- sturdyonline.com/savings-products · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.