Bank · FDIC insured
Stoughton Co-Operative Bank Auto Loan Rates
Stoughton Co-Operative Bank auto loans start at 4.99% APR for a new vehicle and 5.49% for a used one. Rates checked October 15, 2026.
How Stoughton Co-Operative Bank’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where Stoughton Co-Operative Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Stoughton Co-Operative Bank
4.99%APR
- Terms
- up to 60 months
Auto Loans – New
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
Stoughton Co-Operative Bank auto loan score
80
Auto loan score
Higher than 52% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Stoughton Co-Operative Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans – New
Subject to credit approval. Financing may be available up to 100% of purchase price plus sales tax for qualified applicants. Vehicles must have fire, theft and collision insurance coverage. Rates and terms subject to change at any time.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.99% | Vehicle years 2025–2026. Monthly payment of $18.87 per $1,000 borrowed. |
| up to 72 months | 5.50% | Vehicle years 2025–2026. Monthly payment of $16.10 per $1,000 borrowed. |
| up to 84 months | 6.24% | Vehicle years 2025–2026. Monthly payment of $14.62 per $1,000 borrowed. |
Sources (1)
- stoughtoncoop.bank/auto-personal-rates · captured Oct 7, 2026
Auto Loans – Used
Subject to credit approval. Financing may be available up to 100% of purchase price plus sales tax for qualified applicants. Vehicles must have fire, theft and collision insurance coverage. Rates and terms subject to change at any time.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.49% | Vehicle years 2022–2025. Monthly payment of $19.22 per $1,000 borrowed. |
| up to 72 months | 5.99% | Vehicle years 2022–2025. Monthly payment of $16.57 per $1,000 borrowed. |
| up to 84 months | 6.99% | Vehicle years 2022–2025. Monthly payment of $15.06 per $1,000 borrowed. |
| up to 60 months | 5.74% | Vehicle years 2018–2021. Monthly payment of $19.22 per $1,000 borrowed. |
| up to 36 months | 6.99% | Vehicle years 2016–2017. Monthly payment of $31.22 per $1,000 borrowed. |
Sources (1)
- stoughtoncoop.bank/auto-personal-rates · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.