Credit union · NCUA insured
Sterling Federal Credit Union Auto Loan Rates
Sterling Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 5.50% for a used one. Rates checked October 22, 2026.
How Sterling Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Fort Morgan, CO, where Sterling Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Sterling Federal Credit Union
4.99%APR
New Vehicle
Sterling Federal Credit Union auto loan score
80
Auto loan score
Higher than 51% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Sterling Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle
100% financing available; no application fees.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.99% | — |
Sources (1)
- sterlingcreditunion.org/Loans/Lending/Auto-Loans · captured Oct 7, 2026
Used Vehicle
100% financing available; no application fees.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.50% | — |
Sources (1)
- sterlingcreditunion.org/Loans/Lending/Auto-Loans · captured Oct 7, 2026
Who can join Sterling Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.