Bank · FDIC insured
State Bank Trust & Company Savings Rates
State Bank Trust & Company’s best savings rate is 0.20% APY on $10,000, with its Money Max Savings. Rates checked October 16, 2026.
How State Bank Trust & Company’s savings rates compare
Compared with banks and credit unions near Houma, LA, where State Bank Trust & Company has the most branches. $10,000, best rate first.
This bank’s best
State Bank Trust & Company
0.20%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $20
Money Max Savings
Top rate
b1BANK
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $300
2nd-highest rate
Woodforest National Bank
1.00%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $100
State Bank Trust & Company savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where State Bank Trust & Company ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Max Savings
0.20%APY
Part of the Money Max checking and savings package. A $5.00 monthly Charge for Maintenance applies if the savings ledger balance is less than $2,500.00 on any day of the month; waived with a $2,500.00 or higher minimum ledger balance. If ledger balance remains below $2,500.00 for 90 calendar days, accounts convert to Cajun Standard Checking and Standard Savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upRequires a $2,500.00 minimum balance in the Money Max savings account; $5.00 monthly fee is waived with $2,500.00 or higher minimum ledger balance.$2,500 and up | 0.20% | $20 | Requires a $2,500.00 minimum balance in the Money Max savings account; $5.00 monthly fee is waived with $2,500.00 or higher minimum ledger balance. |
I.M.M.A. (Insured Money Market Account)
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Special-purpose accounts
Christmas Club Savings
0.50%APY
Features automatic transfers from an existing checking account. Earns a variable rate of interest on daily balances.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required. No monthly fees or transfer fees.Any balance | 0.50% | $50 | No minimum balance required. No monthly fees or transfer fees. |
Vacation Club Savings
0.50%APY
Offered in three plans (Winter, Summer, and Fall) with automatic transfers from an existing checking account. Earns a variable rate of interest on daily balances.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required. No monthly fees or transfer fees.Any balance | 0.50% | $50 | No minimum balance required. No monthly fees or transfer fees. |
Standard Savings
0.15%APY
Quarterly Charge for Maintenance of $5.00 waived for minors or with a $300.00 or higher minimum ledger balance. Limit of 6 preauthorized withdrawals/debits/transfers per statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 and upRequires a $300.00 minimum balance.$300 and up | 0.15% | $15 | Requires a $300.00 minimum balance. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.