Bank · FDIC insured
State Bank of Toulon Auto Loan Rates
State Bank of Toulon auto loans start at 6.41% APR for a new vehicle and 6.41% for a used one. Rates checked October 16, 2026.
How State Bank of Toulon’s auto loan rates compare
Compared with banks and credit unions near Davenport, IA-IL, where State Bank of Toulon has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
State Bank of Toulon
6.41%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loans
Lowest rate
Gas & Electric Credit Union
4.40%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
2nd-lowest rate
Moline Municipal Credit Union
4.40%APR
- Terms
- up to 60 months
- Discount
- None included
State Bank of Toulon auto loan score
64
Auto loan score
Higher than 10% of U.S. banks and credit unions
By vehicle
- New vehicleNew6.41%
- Used vehicleUsed6.41%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where State Bank of Toulon ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.99% | 2026 & 2025 (new & program); deduct 0.25% for loans with payment auto transferred from SBT account; APR based on loan amount of $20,000.00, $75.00 loan fee, and $39.00 Lender's Single Insurance premium; add 1.50% if loan is secured by Motorcycle, ATVs, RVs, lawn Equipment, etc. |
| up to 48 months | 6.18% | 2026 & 2025 (new & program); deduct 0.25% for loans with payment auto transferred from SBT account; APR based on loan amount of $20,000.00, $75.00 loan fee, and $39.00 Lender's Single Insurance premium; add 1.50% if loan is secured by Motorcycle, ATVs, RVs, lawn Equipment, etc. |
| up to 60 months | 6.41% | 2026 & 2025 (new & program); deduct 0.25% for loans with payment auto transferred from SBT account; APR based on loan amount of $20,000.00, $75.00 loan fee, and $39.00 Lender's Single Insurance premium; add 1.50% if loan is secured by Motorcycle, ATVs, RVs, lawn Equipment, etc. |
| up to 72 months | 6.63% | 2026 & 2025 (new & program); deduct 0.25% for loans with payment auto transferred from SBT account; APR based on loan amount of $20,000.00, $75.00 loan fee, and $39.00 Lender's Single Insurance premium; add 1.50% if loan is secured by Motorcycle, ATVs, RVs, lawn Equipment, etc. |
| up to 36 months | 6.24% | Model year 2024; deduct 0.25% for loans with payment auto transferred from SBT account; APR based on loan amount of $20,000.00, $75.00 loan fee, and $39.00 Lender's Single Insurance premium; add 1.50% if loan is secured by Motorcycle, ATVs, RVs, lawn Equipment, etc. |
| up to 48 months | 6.43% | Model year 2024; deduct 0.25% for loans with payment auto transferred from SBT account; APR based on loan amount of $20,000.00, $75.00 loan fee, and $39.00 Lender's Single Insurance premium; add 1.50% if loan is secured by Motorcycle, ATVs, RVs, lawn Equipment, etc. |
| up to 60 months | 6.66% | Model year 2024; deduct 0.25% for loans with payment auto transferred from SBT account; APR based on loan amount of $20,000.00, $75.00 loan fee, and $39.00 Lender's Single Insurance premium; add 1.50% if loan is secured by Motorcycle, ATVs, RVs, lawn Equipment, etc. |
| up to 36 months | 6.49% | Model year 2023; deduct 0.25% for loans with payment auto transferred from SBT account; APR based on loan amount of $20,000.00, $75.00 loan fee, and $39.00 Lender's Single Insurance premium; add 1.50% if loan is secured by Motorcycle, ATVs, RVs, lawn Equipment, etc. |
| up to 48 months | 6.68% | Model year 2023; deduct 0.25% for loans with payment auto transferred from SBT account; APR based on loan amount of $20,000.00, $75.00 loan fee, and $39.00 Lender's Single Insurance premium; add 1.50% if loan is secured by Motorcycle, ATVs, RVs, lawn Equipment, etc. |
| up to 60 months | 6.91% | Model year 2023; deduct 0.25% for loans with payment auto transferred from SBT account; APR based on loan amount of $20,000.00, $75.00 loan fee, and $39.00 Lender's Single Insurance premium; add 1.50% if loan is secured by Motorcycle, ATVs, RVs, lawn Equipment, etc. |
| up to 36 months | 7.24% | Model year 2022; deduct 0.25% for loans with payment auto transferred from SBT account; APR based on loan amount of $20,000.00, $75.00 loan fee, and $39.00 Lender's Single Insurance premium; add 1.50% if loan is secured by Motorcycle, ATVs, RVs, lawn Equipment, etc. |
| up to 48 months | 7.43% | Model year 2022; deduct 0.25% for loans with payment auto transferred from SBT account; APR based on loan amount of $20,000.00, $75.00 loan fee, and $39.00 Lender's Single Insurance premium; add 1.50% if loan is secured by Motorcycle, ATVs, RVs, lawn Equipment, etc. |
| up to 60 months | 7.66% | Model year 2022; deduct 0.25% for loans with payment auto transferred from SBT account; APR based on loan amount of $20,000.00, $75.00 loan fee, and $39.00 Lender's Single Insurance premium; add 1.50% if loan is secured by Motorcycle, ATVs, RVs, lawn Equipment, etc. |
| up to 36 months | 7.99% | Model year 2021; deduct 0.25% for loans with payment auto transferred from SBT account; APR based on loan amount of $20,000.00, $75.00 loan fee, and $39.00 Lender's Single Insurance premium; add 1.50% if loan is secured by Motorcycle, ATVs, RVs, lawn Equipment, etc. |
| up to 48 months | 8.18% | Model year 2021; deduct 0.25% for loans with payment auto transferred from SBT account; APR based on loan amount of $20,000.00, $75.00 loan fee, and $39.00 Lender's Single Insurance premium; add 1.50% if loan is secured by Motorcycle, ATVs, RVs, lawn Equipment, etc. |
| up to 36 months | 8.74% | Model year 2020; deduct 0.25% for loans with payment auto transferred from SBT account; APR based on loan amount of $20,000.00, $75.00 loan fee, and $39.00 Lender's Single Insurance premium; add 1.50% if loan is secured by Motorcycle, ATVs, RVs, lawn Equipment, etc. |
| up to 48 months | 8.94% | Model year 2020; deduct 0.25% for loans with payment auto transferred from SBT account; APR based on loan amount of $20,000.00, $75.00 loan fee, and $39.00 Lender's Single Insurance premium; add 1.50% if loan is secured by Motorcycle, ATVs, RVs, lawn Equipment, etc. |
| up to 36 months | 9.25% | Model year 2019; deduct 0.25% for loans with payment auto transferred from SBT account; APR based on loan amount of $20,000.00, $75.00 loan fee, and $39.00 Lender's Single Insurance premium; add 1.50% if loan is secured by Motorcycle, ATVs, RVs, lawn Equipment, etc. |
| up to 36 months | 10.00% | Model year 2018; deduct 0.25% for loans with payment auto transferred from SBT account; APR based on loan amount of $20,000.00, $75.00 loan fee, and $39.00 Lender's Single Insurance premium; add 1.50% if loan is secured by Motorcycle, ATVs, RVs, lawn Equipment, etc. |
| up to 36 months | 10.25% | Older model years; deduct 0.25% for loans with payment auto transferred from SBT account; APR based on loan amount of $20,000.00, $75.00 loan fee, and $39.00 Lender's Single Insurance premium; add 1.50% if loan is secured by Motorcycle, ATVs, RVs, lawn Equipment, etc. |
Sources (2)
All captured Oct 16, 2026
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