Bank · FDIC insured
State Bank of Texas CD Rates
State Bank of Texas’s best CD rate is 4.25% APY on a 1-year CD. Rates checked October 16, 2026.
How State Bank of Texas’s CD rates compare
Compared with banks and credit unions in Texas, where State Bank of Texas has the most branches. $10,000, best rate first.
This bank’s best
State Bank of Texas
4.25%APY
- Term
- 12 months
- Minimum
- $100,000
- Earns on $10,000
- —
High-Rate Jumbo 12-Month CD
Top rate
First National Bank of Bastrop
5.00%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $289
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High-Rate Jumbo 12-Month CD
4.25%APY · 1 term
Fixed rate certificate for the full 12-month term. Minimum deposit $100,000 applies to new money deposits only. Limited time offer. Fees, withdrawals, and penalties could reduce earnings. Interest is paid monthly via ACH or added back at maturity/annually.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsApplies to new money deposits only. Interest paid monthly via ACH or added back at maturity | 4.25% | — |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.