Bank · FDIC insured
State Bank of Texas Savings Rates
A $2.6B bank headquartered in Irving, TX, with 7 branches in 2 states.
How State Bank of Texas’s savings rates compare
Compared with banks and credit unions in Texas, where State Bank of Texas has the most branches. $10,000, best rate first.
This bank’s best
State Bank of Texas
3.76%APY
- Requires
- None
- Minimum
- $100,000
- Earns on $10,000 a year
- —
High-Rate Jumbo Money Market
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $513
2nd-highest rate
Citizens Bank of Las Cruces
5.12%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $512
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High-Rate Jumbo Money Market
3.76%APY
Applies to new money deposits only. Monthly service charge of $20 if average daily balance of $25,000 is not maintained. Rate subject to change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100,000 and upApplies to new money deposits only. Rate is subject to change without notice after account opening. A monthly service charge of $20 will be assessed if account does not maintain an average daily balance of $25,000.$100,000 and up | 3.76% | — | Applies to new money deposits only. Rate is subject to change without notice after account opening. A monthly service charge of $20 will be assessed if account does not maintain an average daily balance of $25,000. |
Sources (4)
All captured Sep 17, 2026
Opening an account
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