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Bank · FDIC insured

State Bank of Southern Utah Auto Loan Rates

Top Carrot, Carrot Score 89Top Carrot

State Bank of Southern Utah auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.

How State Bank of Southern Utah’s auto loan rates compare

Compared with banks and credit unions near St. George, UT, where State Bank of Southern Utah has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 89

    This bank’s lowest

    State Bank of Southern Utah

    5.49%APR

    Terms
    —
    Discount
    None included

    Auto Loan

  • Top Carrot, Carrot Score 92

    Lowest rate

    Chartway Credit Union

    4.50%APR

    Terms
    49–60 months
    Discount
    Included in the rate

    Chartway Credit Union rates

  • Top Carrot, Carrot Score 89

    2nd-lowest rate

    Canyon View Credit Union

    4.74%APR

    Terms
    up to 66 months
    Discount
    Included in the rate

    Canyon View Credit Union rates

Compare auto loan rates near you →

State Bank of Southern Utah auto loan score

73

Auto loan score

Higher than 34% of U.S. banks and credit unions

By vehicle
  • New vehicleNew5.49%
  • Used vehicleUsed5.49%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where State Bank of Southern Utah ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

← State Bank of Southern Utah overview