Bank · FDIC insured
State Bank of Dekalb CD Rates
A $519.9M bank headquartered in De Kalb, TX, with 7 branches in Texas.
How State Bank of Dekalb’s CD rates compare
Compared with banks and credit unions in Texas, where State Bank of Dekalb has the most branches. $10,000, best rate first.
This bank’s best
State Bank of Dekalb
3.34%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $334
CD
Top rate
First National Bank of Bastrop
5.00%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $289
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD
Up to 3.34%APY · 12 terms
Available to in-market retail customers. A penalty may be imposed for early withdrawal of certificates. Fees could reduce earnings on the account. Special rate quotes will be provided by the corporate office for brokered funds, financial institutions, large companies, or public funds. Rates may change after account is opened. Depending on account type, if balance falls below minimum balance a service charge may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month7-31 Day CD | 0.00% | $0 |
| 2 months32-89 Day CD | 0.00% | $0 |
| 3–5 months90-181 Day CD | 3.09% | $75 |
| 6–11 months182-364 Day CD | 3.24% | $160 |
| 12 months1 year CD | 3.34% | $334 |
| 15 months15 Month CD | 3.29% | $413 |
| 18 months18 Month CD | 3.03% | $458 |
| 24 months2 year CD | 2.68% | $543 |
| 30 months30 Month CD | 2.52% | $642 |
| 36 months3 Year CD | 2.27% | $697 |
| 48 months4 Year CD | 2.27% | $939 |
| 60 months5 Year CD | 2.27% | $1,188 |
Sources (1)
- statebankofdekalb.com/personal-banking/cds-iras-rates · captured Sep 17, 2026
Special-purpose accounts
IRA Certificate
Up to 3.34%APY · 5 terms
Available to in-market retail customers. A penalty may be imposed for early withdrawal of certificates. Fees could reduce earnings on the account. Special rate quotes will be provided by the corporate office for brokered funds, financial institutions, large companies, or public funds. Rates may change after account is opened. Depending on account type, if balance falls below minimum balance a service charge may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months1 year IRA | 3.34% | $334 |
| 24 months2 year IRA | 2.68% | $543 |
| 36 months3 Year IRA | 2.27% | $697 |
| 48 months4 Year IRA | 2.27% | $939 |
| 60 months5 Year IRA | 2.27% | $1,188 |
Sources (1)
- statebankofdekalb.com/personal-banking/cds-iras-rates · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.