Bank · FDIC insured
State Bank of Dekalb
A $519.9M bank headquartered in De Kalb, TX, with 7 branches in Texas.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.34%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About State Bank of Dekalb
- Headquarters
- 102 S Runnels St, De Kalb, TX 75559
- FDIC certificate
- 15463 ↗
Branches
7 branches in Texas
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Texas
7 branches
Texarkana area · 2
- Richmond Road Branch3315 Richmond Rd, Texarkana, TX 75503Directions
- Texas Boulevard Branch4805 Texas Blvd, Texarkana, TX 75503Directions
De Kalb area · 1
- State Bank of De KalbMain office102 S Runnels St, De Kalb, TX 75559Directions
Atlanta area · 1
- Atlanta Texas Branch204 E Main St, Atlanta, TX 75551Directions
Clarksville area · 1
- Clarksville Branch601 W Main St, Clarksville, TX 75426Directions
Nash area · 1
- New Boston Road Branch103 E New Boston Rd, Nash, TX 75569Directions
New Boston area · 1
- New Boston Branch319 E. Hoskins Blvd., New Boston, TX 75570Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.17% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.24% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.29% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $85 | $81 | — |
- CapitalLeverage ratio12.17%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.24%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.29%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$85Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of State Bank of Dekalb are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.