Bank · FDIC insured
State Bank Credit Card Rates
State Bank credit card rates start at 17.74% APR. Rates checked October 15, 2026.
How State Bank’s credit card rates compare
Compared with banks and credit unions in Indiana, where State Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
State Bank
– –
No ongoing APR published
Lowest rate
Indiana Lakes FCU
6.90%APR
2nd-lowest rate
Chiphone Federal Credit Union
7.90%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Rewards Platinum
Subject to credit approval. Card is issued by TCM Bank, N.A.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR on purchases for the first 12 billing cycles. |
| Ongoing | 17.74%–27.74% | None | Variable APR on purchases after introductory period based on creditworthiness. |
Sources (1)
- statebank1910.bank/loans-and-mortgages/visa-credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.