Credit union · NCUA insured
Stanwood Area Federal Credit Union Savings Rates
Stanwood Area Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Regular Shares. Rates checked October 16, 2026.
How Stanwood Area Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Stanwood Area Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Stanwood Area Federal Credit Union
0.25%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $25
Regular Shares
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Dollar Bank
3.75%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $375
Stanwood Area Federal Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Stanwood Area Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares
0.25%APY
To become a member, one must open a share account with a minimum deposit of $25.00, which represents one membership share and must remain in the account to maintain membership and take advantage of credit union products/services. To earn dividends a balance of $25.00 must be maintained. Dividends compound daily and credit quarterly (calendar).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends calculated by average daily balance method, compounded daily and credited quarterly.$25 and up | 0.25% | $25 | Dividends calculated by average daily balance method, compounded daily and credited quarterly. |
Sources (3)
All captured Sep 17, 2026
Special-purpose accounts
IRA Accumulation
0.30%APY
Individual Retirement Account savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded daily and credited quarterly. Calculated using average daily balance method.Any balance | 0.30% | $30 | Dividends compounded daily and credited quarterly. Calculated using average daily balance method. |
Sources (3)
All captured Sep 17, 2026
Christmas Club
0.25%APY
No minimum balance required. Withdrawals are prohibited during the club period. Club may be closed early with no penalty. Balance automatically transferred into Regular Share Savings account on October 25.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded daily and credited quarterly. Calculated using average daily balance method.Any balance | 0.25% | $25 | Dividends compounded daily and credited quarterly. Calculated using average daily balance method. |
Sources (3)
All captured Sep 17, 2026
Vacation Club
0.25%APY
May be opened anytime during the year and withdrawn when vacation is taken. No minimum balance required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded daily and credited quarterly. Calculated using average daily balance method.Any balance | 0.25% | $25 | Dividends compounded daily and credited quarterly. Calculated using average daily balance method. |
Sources (3)
All captured Sep 17, 2026
Who can join Stanwood Area Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.