Credit union · NCUA insured
St. James Parish Credit Union Savings Rates
St. James Parish Credit Union’s best savings rate is 0.50% APY on $10,000, with its Share Savings. Rates checked October 16, 2026.
How St. James Parish Credit Union’s savings rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where St. James Parish Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
St. James Parish Credit Union
0.50%APY
- Minimum
- $50
- Earns on $10,000 a year
- $50
Share Savings
Top rate
General Electric Credit Union
4.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $425
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
St. James Parish Credit Union savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where St. James Parish Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.50%APY
Master savings account required to establish membership with the credit union. Share accounts compound and credit dividends quarterly. New funds deposit limited to $100,000 per member.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $10,000Dividends compound and credit quarterly. Tier 1 ($50-$9,999.99). · $50 to open | 0.25% | $50 | — | Dividends compound and credit quarterly. Tier 1 ($50-$9,999.99). |
| $10,000 and upDividends compound and credit quarterly. Tier 2 ($10,000+). · Unknown to open | 0.50% | Unknown | $50 | Dividends compound and credit quarterly. Tier 2 ($10,000+). |
Special-purpose accounts
IRA Share Savings
0.50%APY
Available for Traditional and Roth IRAs. Share accounts compound and credit dividends quarterly. New funds deposit limited to $100,000 per member.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $5,000Dividends compound and credit quarterly. Tier 1 ($50 - $4,999.99). · $50 to open | 0.25% | $50 | — | Dividends compound and credit quarterly. Tier 1 ($50 - $4,999.99). |
| $5,000 and upDividends compound and credit quarterly. Tier 2 ($5,000+). · Unknown to open | 0.50% | Unknown | $50 | Dividends compound and credit quarterly. Tier 2 ($5,000+). |
Panther Saver
0.50%APY
Available to current and incoming students of St. James School. Share accounts compound and credit dividends quarterly. New funds deposit limited to $100,000 per member.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $10,000Dividends compound and credit quarterly. Tier 1 ($50-$9,999.99). · $15 to open | 0.25% | $15 | — | Dividends compound and credit quarterly. Tier 1 ($50-$9,999.99). |
| $10,000 and upDividends compound and credit quarterly. Tier 2 ($10,000+). · $50 to open | 0.50% | $50 | $50 | Dividends compound and credit quarterly. Tier 2 ($10,000+). |
Who can join St. James Parish Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to members of St. James Roman Catholic Parish of White Oak, Cincinnati, OH.
- Membership is open to all employees of the credit union.
- Membership is open to selected groups.
Military, government and schools
- Membership extends to faculty and students of St. James Parish School and members within their households.
Family and household
- Membership is open to relatives of parish members, including spouses, widowers, parents, grandparents, siblings, children, grandchildren, or dependents within a parish member's household.
- Membership is open to family members of credit union employees, including spouses, widowers, parents, grandparents, siblings, children, grandchildren, or dependents within the employee's household.
Membership information collected October 5, 2026.