Credit union · NCUA insured
Special Metals Federal Credit Union Savings Rates
Top CarrotA $23.6M credit union headquartered in New Hartford, NY, with 1,767 members and 1 branch in New York.
How Special Metals Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Utica, NY, where Special Metals Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Special Metals Federal Credit Union
0.10%APY
- Requires
- Conditions apply
- Minimum
- $0
- Earns on $10,000 a year
- $10
Club accounts
Top rate
Beacon Bank
3.20%APY
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000 a year
- $320
2nd-highest rate
Bank of Utica
2.30%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $230
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Club accounts
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance0.10% dividendsAny balance | 0.10% | $10 | 0.10% dividends |
Sources (1)
- specialmetalsfcu.com/savings · captured Sep 17, 2026
Who can join Special Metals Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Retirees are eligible for membership.
- Employees of Special Metals Corporation are eligible to join.
- Employees of Utica National Insurance Company are eligible to join.
Family and household
- Family members of eligible members are eligible to join.
Membership information collected October 5, 2026.