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Credit union · NCUA insured

Special Metals Federal Credit Union Credit Card Rates

Top Carrot, Carrot Score 87Top Carrot

Special Metals Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Special Metals Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Utica, NY, where Special Metals Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 87

    This credit union’s lowest

    Special Metals Federal Credit Union

    9.90%APR

    VISA Platinum Credit Cards

  • Top Carrot, Carrot Score 95

    Lowest rate

    Remington Federal Credit Union

    6.99%APR

    Remington Federal Credit Union rates

  • Top Carrot, Carrot Score 89

    2nd-lowest rate

    First Source Federal Credit Union

    8.90%APR

    First Source Federal Credit Union rates

Compare credit card rates near you →

Special Metals Federal Credit Union credit card score

84

Credit card score

Higher than 65% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR9.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where Special Metals Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Special Metals Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Retirees are eligible for membership.
  • Employees of Special Metals Corporation are eligible to join.
  • Employees of Utica National Insurance Company are eligible to join.

Family and household

  • Family members of eligible members are eligible to join.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Special Metals Federal Credit Union overview