Credit union · NCUA insured
Calcasieu Teachers & Employees Credit Union Auto Loan Rates
Top CarrotCalcasieu Teachers & Employees Credit Union auto loans start at 4.95% APR for a new vehicle and 4.95% for a used one. Rates checked October 17, 2026.
How Calcasieu Teachers & Employees Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lake Charles, LA, where Calcasieu Teachers & Employees Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Calcasieu Teachers & Employees Credit Union
4.95%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loans
2nd-lowest rate
Northrop Grumman Federal Credit Union
4.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
3rd-lowest rate
Capital One
5.77%APR
- Terms
- up to 72 months
- Discount
- None included
Calcasieu Teachers & Employees Credit Union auto loan score
86
Auto loan score
Higher than 72% of U.S. banks and credit unions
- New vehicleNew4.95%
- Used vehicleUsed4.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Calcasieu Teachers & Employees Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Membership at Calcasieu Teachers & Employees Credit Union required.
| Terms | APR | Conditions |
|---|---|---|
| — | 2.25% | Applications must be received October 12–16, 2026. Promotional APR equals 50% of the applicant’s otherwise eligible standard auto loan APR, subject to a minimum APR of 2.25%. Based on creditworthiness and other underwriting criteria. No other discounts may be used. Membership eligibility and loan approval required. |
| up to 48 months | 4.45% | Rates are based on creditworthiness and subject to credit approval. Must be 18 years or older. Approximate payment per $1,000 is $24.55 (includes optional Life Protection and Disability Protection). |
| up to 60 months | 4.95% | Rates are based on creditworthiness and subject to credit approval. Must be 18 years or older. Approximate payment per $1,000 is $20.65 (includes optional Life Protection and Disability Protection). |
| up to 72 months | 5.45% | Rates are based on creditworthiness and subject to credit approval. Must be 18 years or older. Approximate payment per $1,000 is $18.17 (includes optional Life Protection and Disability Protection). |
| up to 84 months | 5.95% | Rates are based on creditworthiness and subject to credit approval. Must be 18 years or older. Approximate payment per $1,000 is $16.49 (includes optional Life Protection and Disability Protection). |
Sources (3)
- calteacherscu.com/borrow/loans
- calteacherscu.com/borrow/loans/auto
- calteacherscu.com/borrow/loan-rates
All captured Oct 16, 2026
Who can join Calcasieu Teachers & Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any individual who lives, works, or worships in Calcasieu Parish.
Family and household
- Membership is open to immediate family members of school employees.
Cost to join
- Membership is free.
Membership information collected October 5, 2026.