Bank · FDIC insured
SouthState Bank Savings Rates
SouthState Bank’s best savings rate is 4.11% APY on $10,000, with its Personal High Yield Money Market. Rates checked November 14, 2026.
How SouthState Bank’s savings rates compare
On $10,000. The best rate among banks and credit unions with branches in each area, and among accounts anyone can open online.
This bank’s best
SouthState Bank
4.11%APY
- Earns on $10,000 a year
- $411
Personal High Yield Money Market
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Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal High Yield Money Market
4.11%APY
Rates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,000Rates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. | 0.00% | — | Rates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. |
| $2,000 – $10,000Rates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. | 2.40% | — | Rates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. |
| $10,000 – $25,000Rates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. | 4.11% | $411 | Rates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. |
| $25,000 – $50,000Rates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. | 4.11% | — | Rates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. |
| $50,000 – $100,000Rates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. | 4.11% | — | Rates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. |
| $100,000 – $250,000Rates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. | 4.11% | — | Rates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. |
| $250,000 – $500,000Rates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. | 4.11% | — | Rates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. |
| $500,000 – $1,000,000Rates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. | 4.11% | — | Rates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. |
| $1,000,000 – $5,000,000Rates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. | 4.11% | — | Rates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. |
| $5,000,000 and upRates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. | 0.50% | — | Rates shown are for the state of Virginia. Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. |
Sources (1)
- southstatebank.com/personal/ch…-high-yield-money-market · captured Nov 14, 2026
Private Banking Money Market
0.20%APY
Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. | 0.10% | — | Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. |
| $10,000 – $25,000Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. | 0.20% | $20 | Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. |
| $25,000 – $50,000Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. | 0.25% | — | Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. |
| $50,000 – $100,000Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. | 0.40% | — | Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. |
| $100,000 – $250,000Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. | 0.60% | — | Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. |
| $250,000 and upAdvertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. | 0.75% | — | Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. |
Sources (1)
- southstatebank.com/personal/ch…ates-for-private-banking · captured Nov 14, 2026
Personal Money Market
0.15%APY
Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings. Monthly maintenance charge is $12 (waived with $2,000 minimum daily balance or $5,000 average daily balance). $0 opening deposit required online, or $50 minimum opening deposit required in a branch. Up to 6 withdrawal transactions per monthly statement cycle; $10 withdrawal charge for each withdrawal over 6.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,000Online opening requires $0 opening deposit; $50 minimum opening deposit required in a branch. $12 monthly maintenance fee waived with $2,000 minimum daily balance or $5,000 average daily balance. | 0.00% | — | Online opening requires $0 opening deposit; $50 minimum opening deposit required in a branch. $12 monthly maintenance fee waived with $2,000 minimum daily balance or $5,000 average daily balance. |
| $2,000 – $10,000Online opening requires $0 opening deposit; $50 minimum opening deposit required in a branch. $12 monthly maintenance fee waived with $2,000 minimum daily balance or $5,000 average daily balance. | 0.10% | — | Online opening requires $0 opening deposit; $50 minimum opening deposit required in a branch. $12 monthly maintenance fee waived with $2,000 minimum daily balance or $5,000 average daily balance. |
| $10,000 – $25,000Online opening requires $0 opening deposit; $50 minimum opening deposit required in a branch. $12 monthly maintenance fee waived with $2,000 minimum daily balance or $5,000 average daily balance. | 0.15% | $15 | Online opening requires $0 opening deposit; $50 minimum opening deposit required in a branch. $12 monthly maintenance fee waived with $2,000 minimum daily balance or $5,000 average daily balance. |
| $25,000 – $50,000Online opening requires $0 opening deposit; $50 minimum opening deposit required in a branch. $12 monthly maintenance fee waived with $2,000 minimum daily balance or $5,000 average daily balance. | 0.20% | — | Online opening requires $0 opening deposit; $50 minimum opening deposit required in a branch. $12 monthly maintenance fee waived with $2,000 minimum daily balance or $5,000 average daily balance. |
| $50,000 – $100,000Online opening requires $0 opening deposit; $50 minimum opening deposit required in a branch. $12 monthly maintenance fee waived with $2,000 minimum daily balance or $5,000 average daily balance. | 0.35% | — | Online opening requires $0 opening deposit; $50 minimum opening deposit required in a branch. $12 monthly maintenance fee waived with $2,000 minimum daily balance or $5,000 average daily balance. |
| $100,000 and upOnline opening requires $0 opening deposit; $50 minimum opening deposit required in a branch. $12 monthly maintenance fee waived with $2,000 minimum daily balance or $5,000 average daily balance. | 0.50% | — | Online opening requires $0 opening deposit; $50 minimum opening deposit required in a branch. $12 monthly maintenance fee waived with $2,000 minimum daily balance or $5,000 average daily balance. |
Sources (2)
- southstatebank.com/personal/ch…g-savings/interest-rates
- southstatebank.com/personal/ch…ing-savings/money-market
All captured Nov 14, 2026
Special-purpose accounts
Personal Savings
0.15%APY
No monthly maintenance charge if $200 minimum daily balance is maintained per monthly service charge cycle or if primary account holder is age 22 or younger. $2.00 fee per withdrawal over 3 per monthly cycle (not assessed for Overdraft Sweep Protection transfers or if primary account owner is age 22 or younger). Opening deposit: $0 online, $50 in branch. Eligible for Round Up to Save.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Advertised interest rates and APY are variable and subject to change at any time without notice. Opening minimum is $0 online ($50 in branch).Over $0 | 0.15% | $15 | Advertised interest rates and APY are variable and subject to change at any time without notice. Opening minimum is $0 online ($50 in branch). |
Sources (2)
- southstatebank.com/personal/ch…savings/personal-savings
- southstatebank.com/personal/ch…g-savings/interest-rates
All captured Nov 14, 2026
Health Savings Account (HSA)
0.06%APY
Requires a high-deductible health plan (HDHP). $3 monthly maintenance charge is waived with SouthState at Work account. $0 minimum opening deposit and no minimum balance requirement. Ineligible for Round Up to Save.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Advertised interest rates and APY are variable and subject to change at any time without notice. $3 monthly maintenance charge waived with SouthState at Work account. | 0.04% | — | Advertised interest rates and APY are variable and subject to change at any time without notice. $3 monthly maintenance charge waived with SouthState at Work account. |
| $500 – $5,000Advertised interest rates and APY are variable and subject to change at any time without notice. $3 monthly maintenance charge waived with SouthState at Work account. | 0.04% | — | Advertised interest rates and APY are variable and subject to change at any time without notice. $3 monthly maintenance charge waived with SouthState at Work account. |
| $5,000 – $10,000Advertised interest rates and APY are variable and subject to change at any time without notice. $3 monthly maintenance charge waived with SouthState at Work account. | 0.04% | — | Advertised interest rates and APY are variable and subject to change at any time without notice. $3 monthly maintenance charge waived with SouthState at Work account. |
| $10,000 – $25,000Advertised interest rates and APY are variable and subject to change at any time without notice. $3 monthly maintenance charge waived with SouthState at Work account. | 0.06% | $6 | Advertised interest rates and APY are variable and subject to change at any time without notice. $3 monthly maintenance charge waived with SouthState at Work account. |
| $25,000 – $50,000Advertised interest rates and APY are variable and subject to change at any time without notice. $3 monthly maintenance charge waived with SouthState at Work account. | 0.06% | — | Advertised interest rates and APY are variable and subject to change at any time without notice. $3 monthly maintenance charge waived with SouthState at Work account. |
| $50,000 and upAdvertised interest rates and APY are variable and subject to change at any time without notice. $3 monthly maintenance charge waived with SouthState at Work account. | 0.10% | — | Advertised interest rates and APY are variable and subject to change at any time without notice. $3 monthly maintenance charge waived with SouthState at Work account. |
SouthState Bank savings score
95
Savings score
Higher than 97% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0004.11%
- $100,000 balance$100,0004.11%
- QualifiedQualified4.11%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.