Bank · FDIC insured
SouthState Bank CD Rates
SouthState Bank’s best CD rate is 3.51% APY on a 7-month CD. Terms run from 6 months to 1 year. Rates checked November 14, 2026.
How SouthState Bank’s 12-month CD compares
On $10,000. The best rate among banks and credit unions with branches in each area, and among accounts anyone can open online.
This bank’s 12-month CD
SouthState Bank
1.75%APY
- Minimum
- $1,000
- Earns on $10,000
- $175
Certificate of Deposit
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Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.51%APY · 3 terms
$1,000 minimum to open and maintain Certificate of Deposit. Advertised interest rates and APY are subject to change prior to account opening and fixed upon opening for the duration of the term. Advertised APY assumes monthly compounding and crediting, remaining on deposit until maturity. Early withdrawal penalties may apply. Fees may reduce earnings. Additional rates, terms, and interest distribution options available when opening in a branch.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalties may apply. Compounded and credited monthly. Fixed for term | 3.15% | $156 |
| 7 monthsEarly withdrawal penalties may apply. Compounded and credited monthly. Fixed for term | 3.51% | $203 |
| 12 monthsEarly withdrawal penalties may apply. Compounded and credited monthly. Fixed for term | 1.75% | $175 |
Sources (2)
- southstatebank.com/personal/ch…/certificates-of-deposit
- southstatebank.com/personal/ch…g-savings/interest-rates
All captured Nov 14, 2026
Opening an account
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