Bank · FDIC insured
Southern Bank Savings Rates
Top CarrotSouthern Bank’s best savings rate is 3.30% APY on $10,000, with its Southern Money Market. Rates checked November 5, 2026.
How Southern Bank’s savings rates compare
On $10,000. The best rate among banks and credit unions with branches in each area, and among accounts anyone can open online.
This bank’s best
Southern Bank
3.30%APY
- Minimum
- $50
- Earns on $10,000 a year
- $330
Southern Money Market
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Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Southern Money Market
3.30%APY
$10 monthly maintenance fee waived by maintaining a $2,500 minimum daily balance. $5 fee for every withdrawal over six per statement cycle. South Carolina customers.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.00% | — |
| $2,500 and up | 3.30% | $330 |
Sources (2)
- thesouthern.bank/personal/mone…counts-in-south-carolina
- thesouthern.bank/wp-content/up…24/12/OAO_Rate_Sheet.pdf
All captured Nov 5, 2026
Southern Bank savings score
93
Savings score
Higher than 95% of U.S. banks and credit unions
- $1,000 balance$1,0000.00%
- $10,000 balance$10,0003.30%
- $100,000 balance$100,0003.30%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.