Credit union · Privately insured
Southeastern Ohio Credit Union Auto Loan Rates
Southeastern Ohio Credit Union auto loans start at 5.50% APR for a new vehicle and 5.50% for a used one. Rates checked October 23, 2026.
How Southeastern Ohio Credit Union’s auto loan rates compare
Compared with banks and credit unions near Wheeling, WV-OH, where Southeastern Ohio Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Southeastern Ohio Credit Union
5.50%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- None included
Automobiles
Lowest rate
Bayer Heritage Federal Credit Union
4.50%APR
- Terms
- up to 60 months
- Up to
- 16.25% APR
- Discount
- None included
2nd-lowest rate
PNC
5.34%APR
- Terms
- —
- Up to
- 20.69% APR
- Discount
- Included in the rate
Southeastern Ohio Credit Union auto loan score
72
Auto loan score
Higher than 32% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Southeastern Ohio Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Automobiles
WE WILL REFINANCE FROM ANOTHER FINANCIAL INSTITUTION. All rates subject to change without notice. Loan rates are calculated in APR (Annual Percent Rate.) Actual rates and terms vary based on credit history.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.50% | Model Year 2023 & newer. Actual rates and terms vary based on credit history. |
| up to 72 months | 5.50% | Model Year 2020-2022. Actual rates and terms vary based on credit history. |
| up to 60 months | 5.50% | Model Year 2018-2019. Actual rates and terms vary based on credit history. |
| up to 48 months | 5.50% | Model Year 2015-2017. Actual rates and terms vary based on credit history. |
| up to 36 months | 5.50% | Model Year 2012-2014. Actual rates and terms vary based on credit history. |
| up to 24 months | 5.50% | Model Year 2009-2011. Actual rates and terms vary based on credit history. |
Sources (2)
All captured Oct 23, 2026
Who can join Southeastern Ohio Credit Union
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