Credit union · NCUA insured
Southeast Missouri Community Credit Union Savings Rates
Southeast Missouri Community Credit Union’s best savings rate is 0.20% APY on $10,000, with its Share Savings. Rates checked October 16, 2026.
How Southeast Missouri Community Credit Union’s savings rates compare
Compared with banks and credit unions near Farmington, MO, where Southeast Missouri Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Southeast Missouri Community Credit Union
0.20%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $20
Share Savings
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
2nd-highest rate
First State Community Bank
0.35%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $35
Southeast Missouri Community Credit Union savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Southeast Missouri Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.20%APY
Must complete payment of one share ($5.00) in Share Savings account as a condition of admission to membership. Dividends compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upBy maintaining a minimum balance of $5, eligible for opening other accounts. Average daily balance computation method; quarterly dividend period.$5 and up | 0.20% | $20 | By maintaining a minimum balance of $5, eligible for opening other accounts. Average daily balance computation method; quarterly dividend period. |
Sources (3)
- southeastcreditunion.com/accounts
- southeastcreditunion.com/wp-co…ISDisclosure_overall.pdf
- southeastcreditunion.com/rates
All captured Sep 17, 2026
Who can join Southeast Missouri Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of St. Francois County, Ste. Genevieve County, Madison County, or Washington County are eligible for membership.
Employers and groups
- Anyone employed with or retired from AT&T and its subsidiaries is eligible for membership.
- All employers and employees in St. Francois County, Ste. Genevieve County, Madison County, and Washington County are eligible for membership.
Family and household
- Immediate family of persons employed with or retired from AT&T and its subsidiaries are eligible for membership.
- Family of employers, employees, and residents in St. Francois County, Ste. Genevieve County, Madison County, and Washington County are eligible for membership.
Cost to join
- An initial share deposit of $5.00 is required to establish membership and ownership in the credit union.
Membership information collected October 4, 2026.