Credit union · NCUA insured
South Shop Federal Credit Union Credit Card Rates
South Shop Federal Credit Union credit cards start at 11.88% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How South Shop Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Chicago, IL-IN, where South Shop Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
South Shop Federal Credit Union
11.88%APR
Visa Credit Card
Lowest rate
American Broadcast Employees FCU
6.99%APR
2nd-lowest rate
Chiphone Federal Credit Union
7.90%APR
South Shop Federal Credit Union credit card score
74
Credit card score
Higher than 37% of U.S. banks and credit unions
- Purchase APRPurchase APR11.88%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where South Shop Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Requires completing a Visa application and returning it with a current copy of a check stub to the office. Closed field of membership exclusive for employees of the Chicago Transit Authority, G.C. America, and Guardian Security.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.88% | None | Fixed low interest rate. Balance transfer programs and specials are available during the year. |
Who can join South Shop Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of G.C. America are eligible for membership.
- Employees of Guardian Security are eligible for membership.
Military, government and schools
- Employees of the Chicago Transit Authority are eligible for membership.
Membership information collected October 5, 2026.