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Credit union · NCUA insured

South Shop Federal Credit Union Auto Loan Rates

South Shop Federal Credit Union auto loans start at 6.49% for a used one. Rates checked October 16, 2026.

How South Shop Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Chicago, IL-IN, where South Shop Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    South Shop Federal Credit Union

    – –

    Terms
    —
    Discount
    —

    No ongoing APR published

  • Top Carrot, Carrot Score 94

    Lowest rate

    Rock Valley Credit Union

    3.49%APR

    Terms
    —
    Discount
    None included

    Rock Valley Credit Union rates

  • 2nd-lowest rate

    PSFCU

    3.50%APR

    Terms
    up to 60 months
    Discount
    Included in the rate

    PSFCU rates

Compare auto loan rates near you →

South Shop Federal Credit Union auto loan score

63

Auto loan score

Higher than 8% of U.S. banks and credit unions

By vehicle
  • Used vehicleUsed6.49%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where South Shop Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join South Shop Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of G.C. America are eligible for membership.
  • Employees of Guardian Security are eligible for membership.

Military, government and schools

  • Employees of the Chicago Transit Authority are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← South Shop Federal Credit Union overview