Bank · FDIC insured
Skowhegan Savings Bank Savings Rates
Skowhegan Savings Bank’s best savings rate is 0.04% APY on $10,000, with its Integrity Savings. Rates checked October 22, 2026.
How Skowhegan Savings Bank’s savings rates compare
Compared with banks and credit unions near Portland, ME, where Skowhegan Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Skowhegan Savings Bank
0.04%APY
- Minimum
- $25
- Earns on $10,000 a year
- $4
Integrity Savings
Top rate
Lighthouse Credit Union
3.85%APY
- Minimum
- —
- Earns on $10,000 a year
- $385
2nd-highest rate
Northeast Bank
3.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $350
Skowhegan Savings Bank savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.04%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.73%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Skowhegan Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Integrity Money Market
0.03%APY
$2,500.00 minimum opening deposit. $10.00 monthly service charge waived with a minimum balance of $2,500.00. Free ATM transactions at all Skowhegan Savings locations.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.00% | — |
| $2,500 – $25,000 | 0.03% | $3 |
| $25,000 – $50,000 | 0.15% | — |
| $50,000 – $100,000 | 0.20% | — |
| $100,000 – $250,000 | 0.50% | — |
| $250,000 – $500,000 | 0.50% | — |
| $500,000 – $1,000,000 | 0.50% | — |
| $1,000,000 and up | 0.50% | — |
Sources (3)
- skowhegan.com/personal-savings
- skowhegan.com/personal/integrity-money-market
- skowhegan.com/resources/deposit-rates
All captured Oct 4, 2026
Integrity Plus Money Market
0.20%APY on $10,000
$2,500.00 minimum opening deposit. $10.00 monthly service charge waived with a minimum balance of $2,500.00. Free ATM transactions at all Skowhegan Savings locations. Tiered split-rate account.
| Part of the balance | Rate on that part |
|---|---|
| Up to $25,000 | 0.20% |
| $25,000 – $50,000 | 0.90% |
| $50,000 – $100,000 | 0.90% |
| $100,000 – $250,000 | 1.15% |
| $250,000 – $500,000 | 1.30% |
| $500,000 – $1,000,000 | 1.55% |
| $1,000,000 and up | 2.20% |
On $10,000 the tiers blend to about 0.20% APY, earning $20 a year.
Sources (3)
- skowhegan.com/personal-savings
- skowhegan.com/personal/integrity-plus-money-market
- skowhegan.com/resources/deposit-rates
All captured Oct 4, 2026
Integrity Savings
0.04%APY
$25.00 minimum balance to earn interest. No service charge for customers who maintain a minimum balance of $25.00, otherwise $1.00 monthly service charge. Free for those 18 years of age or under. Free ATM transactions at all Skowhegan Savings locations.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upAssumes interest remains on deposit. Rates may change after account is open. $25 minimum balance to earn APY. Monthly service charge of $1.00 waived with minimum monthly average daily balance of $25.00.$25 and up | 0.04% | $4 | Assumes interest remains on deposit. Rates may change after account is open. $25 minimum balance to earn APY. Monthly service charge of $1.00 waived with minimum monthly average daily balance of $25.00. |
Sources (3)
- skowhegan.com/personal-savings
- skowhegan.com/personal/integrity-savings
- skowhegan.com/resources/deposit-rates
All captured Oct 4, 2026
Special-purpose accounts
Club Account
0.10%APY
$1.00 minimum to open. No monthly service charge. No ATM transactions. Free online, mobile and telephone banking, and free Debit Mastercard.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upAssumes interest remains on deposit. Rates may change after account is open. No monthly service charge.$1 and up | 0.10% | $10 | Assumes interest remains on deposit. Rates may change after account is open. No monthly service charge. |
Sources (2)
All captured Oct 4, 2026
Health Savings Account (HSA)
0.05%APY on $10,000
Must be under age 65, covered by a high deductible health plan, not enrolled in Medicare, not claimed as a dependent, and have no disqualifying coverage. $50 opening deposit. Monthly service charge of $2.95 if average daily balance is below $500. Tiered split-rate account.
| Part of the balance | Rate on that part |
|---|---|
| Up to $500 | 0.00% |
| $500 and up | 0.05% |
On $10,000 the tiers blend to about 0.05% APY, earning $5 a year.
Sources (3)
- skowhegan.com/personal-savings
- skowhegan.com/personal/health-savings-account-hsa
- skowhegan.com/resources/deposit-rates
All captured Oct 4, 2026
Integrity Savings Account tailored to youth
0.04%APY
Starter account for children 18 and under. For minors under 16, requires a parent or guardian to be secondary on the account. $1.00 initial deposit to open. No minimum balance required; no monthly service charge up to age 18. After turning 18, $1.00 per month service charge if balance is below $25.00. Minimum balance of $25 to start earning interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upFor children 18 and under ($1 opening deposit). Minimum balance of $25 to start earning interest / APY. No monthly service charge up to age 18. Rates may change after account is open.$25 and up | 0.04% | $4 | For children 18 and under ($1 opening deposit). Minimum balance of $25 to start earning interest / APY. No monthly service charge up to age 18. Rates may change after account is open. |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.