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Credit union · NCUA insured

Sioux Valley Co-op Federal Credit Union Savings Rates

Top Carrot, Carrot Score 92Top Carrot

Sioux Valley Co-op Federal Credit Union’s best savings rate is 2.85% APY on $10,000, with its High Yield Savings. Rates checked October 22, 2026.

How Sioux Valley Co-op Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Watertown, SD, where Sioux Valley Co-op Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 92

    This credit union’s best

    Sioux Valley Co-op Federal Credit Union

    2.85%APY

    Minimum
    —
    Earns on $10,000 a year
    $285

    High Yield Savings

  • 2nd-highest rate

    Dacotah Bank

    1.50%APY

    Minimum
    $100
    Earns on $10,000 a year
    $150

    Dacotah Bank rates

  • 3rd-highest rate

    Area Federal Credit Union

    1.26%APY

    Minimum
    —
    Earns on $10,000 a year
    $126

    Area Federal Credit Union rates

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Sioux Valley Co-op Federal Credit Union savings score

89

Savings score

Higher than 90% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.45%
  • $10,000 balance$10,0002.85%
  • $100,000 balance$100,0002.85%
  • QualifiedQualified2.85%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Sioux Valley Co-op Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Sioux Valley Co-op Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Eligibility is open to a Sioux Valley Coop Cenex Member.
  • Eligibility is open to employees of listed qualifying partner organizations (B&G Welding, Dakota Bodies, Jenkins Living Center, NorthStar System Built, Persona, Sioux Valley Coop Cenex, Smith Equipment/Miller MFG, South Dakota Partners Inc, Spartronics, Terex, Twin City Die Casting, Watertown Transit, Wurth Electronics).

Military, government and schools

  • Eligibility is open to employees of Codington County.

Family and household

  • Eligibility is open to immediate family members of an existing Sioux Valley Coop FCU member.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Sioux Valley Co-op Federal Credit Union overview