Credit union · Privately insured
Silver State Schools Credit Union Savings Rates
Top CarrotSilver State Schools Credit Union’s best savings rate is 1.50% APY on $10,000, with its Insured Money Market. Rates checked October 22, 2026.
How Silver State Schools Credit Union’s savings rates compare
Compared with banks and credit unions near Las Vegas, NV, where Silver State Schools Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Silver State Schools Credit Union
1.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $150
Insured Money Market
Top rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
MidFirst Bank
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Silver State Schools Credit Union savings score
88
Savings score
Higher than 83% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0002.79%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Silver State Schools Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Insured Money Market Plus
2.25%APY
Membership eligibility required; requires savings account with a minimum balance. Compounded and credited monthly using daily balance method. No monthly service fee; $5 monthly fee for optional paper statements. Up to 6 transfers/month (max 3 by check/draft/debit card); minimum withdrawal amount is $100.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100,000 | 2.25% | $225 |
| Over $100,000 | 2.89% | — |
Insured Money Market
1.50%APY
Membership eligibility required; requires savings account with a minimum balance. Compounded and credited monthly using daily balance method. No monthly service fee; $5 monthly fee for optional paper statements. Up to 6 transfers/month (max 3 by check/draft/debit card); minimum withdrawal amount is $100.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 1.50% | — |
| $2,500 – $25,000 | 1.50% | $150 |
| $25,000 – $50,000 | 2.00% | — |
| Over $50,000 | 2.79% | — |
Regular Savings
0.30%APY
Membership eligibility required. Must be age 18 and older. $5 minimum balance required to open and avoid $5 monthly account minimum balance fee. $5 paper statement fee applies if not enrolled in free eStatements. Up to 6 transfers per month. Dividends compounded and credited monthly using daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100.00 minimum balance to earn dividends. $5 minimum balance to open and avoid $5 monthly fee. Free eStatements ($5 paper statement fee).$100 and up | 0.30% | $30 | $100.00 minimum balance to earn dividends. $5 minimum balance to open and avoid $5 monthly fee. Free eStatements ($5 paper statement fee). |
Secondary Savings
0.30%APY
Primary Share / Regular Savings required. Membership eligibility required. No monthly service fee and no minimum balance to earn dividends. $5 paper statement fee applies for paper statements. Up to 6 transfers per month. Dividends compounded and credited monthly using daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$0.00 minimum balance to earn dividends. No monthly service fee. Free eStatements ($5 paper statement fee).Any balance | 0.30% | $30 | $0.00 minimum balance to earn dividends. No monthly service fee. Free eStatements ($5 paper statement fee). |
Special-purpose accounts
IRA Savings
0.33%APY
Traditional, Roth, and Coverdell Education IRAs available as a savings account option. Offers variable dividend rate and ability to access funds at any time. Dividends compounded and credited monthly using daily balance method. No more than 6 preauthorized, automatic, or telephone transfers per month. General membership required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Traditional, Roth, & Education IRA Savings tier $0.01 minimum balance. Dividends compounded and credited monthly using daily balance method. Up to 6 transfers per month.Over $0 | 0.33% | $33 | Traditional, Roth, & Education IRA Savings tier $0.01 minimum balance. Dividends compounded and credited monthly using daily balance method. Up to 6 transfers per month. |
Sources (3)
- silverstatecu.com/rates/ira-rates
- silverstatecu.com/checking-and-savings/savings
- silverstatecu.com/checking-and…ngs/savings/ira-accounts
All captured Oct 15, 2026
MYAccount Savings
0.30%APY
For students and young adults age 18 to 25 (25 and under). $5 minimum balance required to open the account and avoid $5 Account Minimum Balance Fee. Limit of 6 preauthorized, automatic, or telephone transfers per month. $5 paper statement fee applies for paper statements. Dividends compounded and credited monthly using daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$50.00 minimum balance to earn dividends. No monthly maintenance fee; $5 Account Minimum Balance Fee if balance drops below $5. Free eStatements ($5 paper statement fee).$50 and up | 0.30% | $30 | $50.00 minimum balance to earn dividends. No monthly maintenance fee; $5 Account Minimum Balance Fee if balance drops below $5. Free eStatements ($5 paper statement fee). |
SMART Savings
0.30%APY
Available to youth members ages 17 and under (under the age of 18). Requires a parent or guardian joint owner. $5 minimum balance required to open the account and to avoid $5 Account Minimum Balance Fee. Limit of 6 preauthorized, automatic, or telephone transfers per month. $5 paper statement fee applies for paper statements. Dividends compounded and credited monthly using daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and up$25.00 minimum balance to earn dividends. No monthly maintenance fee; $5 Account Minimum Balance Fee if balance drops below $5. Free eStatements ($5 paper statement fee).$25 and up | 0.30% | $30 | $25.00 minimum balance to earn dividends. No monthly maintenance fee; $5 Account Minimum Balance Fee if balance drops below $5. Free eStatements ($5 paper statement fee). |
Who can join Silver State Schools Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of Vegas PBS, Channel 10, Southern Nevada’s public broadcasting television station are eligible for membership.
- Employees of specified companies who work in Las Vegas, Nevada are eligible for membership.
- Members of specified stakes of the Church of Jesus Christ of Latter Day Saints in the State of Nevada are eligible for membership.
- Employees or retirees of Silver State Schools Credit Union and its affiliates are eligible for membership.
Military, government and schools
- Employees, volunteers, trustees or board members of public or private schools, colleges, universities, school districts or educational associations located in the state of Nevada are eligible for membership.
- Parents of school-aged children enrolled in public or private schools, colleges, universities, school districts or educational associations located in the state of Nevada are eligible for membership.
7 more ways to join
Military, government and schools
- Retirees, pensioners, and annuitants of public or private schools, colleges, universities, school districts or educational associations are eligible for membership.
- Persons enrolled in public or private schools, colleges, universities, school districts or educational associations located in the state of Nevada are eligible for membership.
Family and household
- Individuals living in the same household (maintaining a single economic unit) as eligible members of the credit union are eligible for membership.
- Immediate family members within the 4th degree of kindred of eligible SSSCU members are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union, persons retired as pensioners or annuitants from eligible employers, and members of their immediate families are eligible for membership.
Other ways
- Eligible by making a $20 donation to the People Over Profit (POP) Foundation.
- Eligible by making a $40 donation to Vegas PBS through SSSCU.
Membership information collected October 4, 2026.