Credit union · NCUA insured
Signia Federal Credit Union Savings Rates
Signia Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Military Saves Account. Rates checked October 22, 2026.
How Signia Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Urban Honolulu, HI, where Signia Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Signia Federal Credit Union
1.00%APY
- Minimum
- $25
- Earns on $10,000 a year
- $100
Military Saves Account
Top rate
Sunflower Bank
3.02%APY
- Minimum
- —
- Earns on $10,000 a year
- $302
2nd-highest rate
PenFed Credit Union
2.70%APY
- Minimum
- $5
- Earns on $10,000 a year
- $270
Signia Federal Credit Union savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Signia Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Military Saves Account
1.00%APY
Must be an Active-Duty Military Servicemember at the time of account opening. Direct Deposit must be established. Must open a Savings Account first to establish membership. Must maintain a minimum balance of $100 to earn interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvailable to Active-Duty Military Servicemembers. Requires Direct Deposit and prior opening of a regular Savings Account. Must maintain a minimum balance of $100 to earn interest.Any balance | 1.00% | $100 | Available to Active-Duty Military Servicemembers. Requires Direct Deposit and prior opening of a regular Savings Account. Must maintain a minimum balance of $100 to earn interest. |
Sources (3)
All captured Oct 3, 2026
Savings Account
0.10%APY
Must maintain a minimum balance of $100 to earn interest. $2 monthly service fee applies if minimum balance of $5 is not met.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000Must maintain a minimum balance of $100 to earn interest. $2 monthly fee if minimum balance of $5 is not met. | 0.10% | $10 | Must maintain a minimum balance of $100 to earn interest. $2 monthly fee if minimum balance of $5 is not met. |
| $20,000 – $40,000Must maintain a minimum balance of $100 to earn interest. $2 monthly fee if minimum balance of $5 is not met. | 0.15% | — | Must maintain a minimum balance of $100 to earn interest. $2 monthly fee if minimum balance of $5 is not met. |
| $40,000 – $100,000Must maintain a minimum balance of $100 to earn interest. $2 monthly fee if minimum balance of $5 is not met. | 0.20% | — | Must maintain a minimum balance of $100 to earn interest. $2 monthly fee if minimum balance of $5 is not met. |
| Over $100,000Must maintain a minimum balance of $100 to earn interest. $2 monthly fee if minimum balance of $5 is not met. | 0.25% | — | Must maintain a minimum balance of $100 to earn interest. $2 monthly fee if minimum balance of $5 is not met. |
Sources (3)
All captured Oct 3, 2026
Special-purpose accounts
Individual Retirement Accounts (IRAs)
0.65%APY
Offers Traditional IRA and Roth IRA plans. Protected by the NCUA up to $250,000. $100 minimum to earn interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$100 minimum to earn interest.Any balance | 0.65% | $65 | $100 minimum to earn interest. |
Who can join Signia Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, worship, work, or attend school on Oahu are eligible for membership.
Employers and groups
- Organizations of persons who live, worship, work, or attend school on Oahu are eligible for membership.
Military, government and schools
- Active-duty members, reservists, veterans, retirees, or dependents of members of the U.S. Armed Forces or National Guard residing or working on Oahu are eligible for membership.
Family and household
- Immediate family or household members of someone who lives, worships, works, or attends school on Oahu are eligible for membership.
Membership information collected October 4, 2026.