Credit union · NCUA insured
Show Me Credit Union Auto Loan Rates
Show Me Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 16, 2026.
How Show Me Credit Union’s auto loan rates compare
Compared with banks and credit unions near Mexico, MO, where Show Me Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Show Me Credit Union
4.75%APR
- Terms
- up to 60 months
- Up to
- 16.75% APR
- Discount
- Included in the rate
Auto Loan
Lowest rate
United Credit Union
4.49%APR
- Terms
- —
- Up to
- 17.04% APR
- Discount
- Included in the rate
Show Me Credit Union auto loan score
82
Auto loan score
Higher than 57% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Show Me Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rates shown are for 2022 & newer models (add 1.00% for 2021 & older models). Posted rates reflect a 0.25% rate reduction for having Direct Deposit. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.75%–16.75% | Rate ranges across credit score tiers (725 & Above at 4.75% to 549 & Below at 16.75%). Includes 0.25% Direct Deposit rate reduction. Rates shown for 2022 & newer models (add 1.00% for 2021 & older models). |
| up to 72 months | 5.25%–17.25% | Rate ranges across credit score tiers (725 & Above at 5.25% to 549 & Below at 17.25%). Includes 0.25% Direct Deposit rate reduction. Rates shown for 2022 & newer models (add 1.00% for 2021 & older models). |
| up to 84 months | 5.75%–16.75% | Available only for loans over $40,000. Rate ranges across credit score tiers (725 & Above at 5.75% to 599-550 at 16.75%; N/A for 549 & Below). Includes 0.25% Direct Deposit rate reduction. Rates shown for 2022 & newer models (add 1.00% for 2021 & older models). |
Who can join Show Me Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Audrain County or Callaway County are eligible for membership.
- Individuals who work in Audrain County or Callaway County are eligible for membership.
Family and household
- Individuals who have an immediate family member who is already a member of Show Me Credit Union are eligible for membership.
Cost to join
- A $1 share deposit is required to establish membership and ownership.
Membership information collected October 4, 2026.