Credit union · NCUA insured
Shore to Shore Community Federal Credit Union Auto Loan Rates
Shore to Shore Community Federal Credit Union auto loans start at 4.74% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Shore to Shore Community Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Detroit, MI, where Shore to Shore Community Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Shore to Shore Community Federal Credit Union
4.74%APR
- Terms
- up to 60 months
- Discount
- None included
New Autos
Lowest rate
Chief Financial Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
FreeStar Financial Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Shore to Shore Community Federal Credit Union auto loan score
85
Auto loan score
Higher than 71% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Shore to Shore Community Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Classic Cars
All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply. Term shows maximum number of months for loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.79% | Term shows maximum number of months for loan. All rates featured are listed 'as low as' and are subject to credit approval and credit score. |
Sources (1)
- shore2shorecu.com/loan-rates · captured Oct 16, 2026
New Autos
All rates featured are listed 'as low as' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Term shows maximum number of months for loan. Some restrictions may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.24% | Term shows maximum number of months for loan. All rates featured are listed 'as low as' and are subject to credit approval and credit score. |
| up to 60 months | 4.74% | Term shows maximum number of months for loan. All rates featured are listed 'as low as' and are subject to credit approval and credit score. |
| up to 72 months | 4.99% | Term shows maximum number of months for loan. All rates featured are listed 'as low as' and are subject to credit approval and credit score. |
| up to 84 months | 5.24% | Term shows maximum number of months for loan. All rates featured are listed 'as low as' and are subject to credit approval and credit score. |
| up to 48 months | 4.49% | — |
Used Auto 2015 & older
All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply. Term shows maximum number of months for loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.79% | Term shows maximum number of months for loan. All rates featured are listed 'as low as' and are subject to credit approval and credit score. |
Sources (1)
- shore2shorecu.com/loan-rates · captured Oct 5, 2026
Used Auto 2016 & older
All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply. Term shows maximum number of months for loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.79% | Term shows maximum number of months for loan. All rates featured are listed 'as low as' and are subject to credit approval and credit score. |
Sources (1)
- shore2shorecu.com/loan-rates · captured Oct 16, 2026
Used Auto 2016 - 2019
All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply. Term shows maximum number of months for loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.29% | Term shows maximum number of months for loan. All rates featured are listed 'as low as' and are subject to credit approval and credit score. |
| up to 48 months | 5.79% | Term shows maximum number of months for loan. All rates featured are listed 'as low as' and are subject to credit approval and credit score. |
Sources (1)
- shore2shorecu.com/loan-rates · captured Oct 5, 2026
Used Auto 2017 - 2020
All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply. Term shows maximum number of months for loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.29% | Term shows maximum number of months for loan. All rates featured are listed 'as low as' and are subject to credit approval and credit score. |
| up to 48 months | 5.79% | Term shows maximum number of months for loan. All rates featured are listed 'as low as' and are subject to credit approval and credit score. |
Sources (1)
- shore2shorecu.com/loan-rates · captured Oct 16, 2026
Used Auto 2020 & newer
All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply. Term shows maximum number of months for loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Term shows maximum number of months for loan. All rates featured are listed 'as low as' and are subject to credit approval and credit score. |
| up to 48 months | 4.99% | Term shows maximum number of months for loan. All rates featured are listed 'as low as' and are subject to credit approval and credit score. |
| up to 60 months | 4.99% | Term shows maximum number of months for loan. All rates featured are listed 'as low as' and are subject to credit approval and credit score. |
| up to 66 months | 4.99% | Term shows maximum number of months for loan. All rates featured are listed 'as low as' and are subject to credit approval and credit score. |
Sources (1)
- shore2shorecu.com/loan-rates · captured Oct 5, 2026
Used Auto 2021 & newer
All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply. Term shows maximum number of months for loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Term shows maximum number of months for loan. All rates featured are listed 'as low as' and are subject to credit approval and credit score. |
| up to 48 months | 4.99% | Term shows maximum number of months for loan. All rates featured are listed 'as low as' and are subject to credit approval and credit score. |
| up to 60 months | 4.99% | Term shows maximum number of months for loan. All rates featured are listed 'as low as' and are subject to credit approval and credit score. |
| up to 66 months | 4.99% | Term shows maximum number of months for loan. All rates featured are listed 'as low as' and are subject to credit approval and credit score. |
Sources (1)
- shore2shorecu.com/loan-rates · captured Oct 16, 2026
Who can join Shore to Shore Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, or worship in Allen Park, Brownstown, Ecorse, Flat Rock, Gibraltar, Grosse Ile, Lincoln Park, Melvindale, River Rouge, Riverview, Rockwood, Southgate, Trenton, Woodhaven, or Wyandotte.
Cost to join
- An initial share deposit of $5 is required to open an account, with $25 required to avoid under minimum balance fees.
Membership information collected October 5, 2026.