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Credit union · NCUA insured

Shared Resources Credit Union Auto Loan Rates

Shared Resources Credit Union auto loans start at 5.26% APR for a new vehicle and 5.26% for a used one. Rates checked October 16, 2026.

How Shared Resources Credit Union’s auto loan rates compare

Compared with banks and credit unions near Houston, TX, where Shared Resources Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Shared Resources Credit Union

    5.26%APR

    Terms
    —
    Up to
    —
    Discount
    None included

    New & Used Auto Loans

  • Top Carrot, Carrot Score 94

    Lowest rate

    Lubrizol Employees' Credit Union

    3.24%APR

    Terms
    24–60 months
    Up to
    14.49% APR
    Discount
    Included in the rate

    Lubrizol Employees' Credit Union rates

  • Top Carrot, Carrot Score 89

    2nd-lowest rate

    CommonCents CU

    3.50%APR

    Terms
    —
    Up to
    —
    Discount
    None included

    CommonCents CU rates

Compare auto loan rates near you →

Shared Resources Credit Union auto loan score

77

Auto loan score

Higher than 43% of U.S. banks and credit unions

By vehicle
  • New vehicleNew5.26%
  • Used vehicleUsed5.26%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Shared Resources Credit Union ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Shared Resources Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to anyone who lives, worships, works, or attends school within a 10-mile radius of any Shared Resources branch.

Membership information collected October 5, 2026.

← Shared Resources Credit Union overview