Credit union · NCUA insured
Sevenfold Federal Credit Union Savings Rates
Sevenfold Federal Credit Union’s best savings rate is 0.20% APY on $10,000, with its Regular Savings Account. Rates checked October 16, 2026.
How Sevenfold Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Monroe, LA, where Sevenfold Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Sevenfold Federal Credit Union
0.20%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $20
Regular Savings Account
Top rate
Centric Federal Credit Union
4.01%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $401
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Sevenfold Federal Credit Union savings score
69
Savings score
Higher than 25% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sevenfold Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings Account
0.20%APY
Minimum balance to open is $5. Tiered dividends paid monthly on balances of $100 or more. Make up to 2 withdrawals per month. Unlimited deposits. Open up to 4 savings per account to support various savings goals. Rates are variable and subject to change.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $5,000Minimum balance to earn APY is $100.00. Rates are variable and subject to change. Up to 2 withdrawals per month. | 0.15% | — | Minimum balance to earn APY is $100.00. Rates are variable and subject to change. Up to 2 withdrawals per month. |
| $5,000 – $15,000Rates are variable and subject to change. Up to 2 withdrawals per month. | 0.20% | $20 | Rates are variable and subject to change. Up to 2 withdrawals per month. |
| $15,000 – $50,000Rates are variable and subject to change. Up to 2 withdrawals per month. | 0.25% | — | Rates are variable and subject to change. Up to 2 withdrawals per month. |
| $50,000 and upRates are variable and subject to change. Up to 2 withdrawals per month. | 0.40% | — | Rates are variable and subject to change. Up to 2 withdrawals per month. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA Savings
1.51%APY
Available for Traditional, Roth, and SEP IRAs. Minimum balance to earn APY is $100.00. Dividends are credited to IRA share monthly. Rate is subject to change. Early withdrawal penalty may apply. Fees could reduce earnings on the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn APY is $100.00. Dividends are credited to your IRA share monthly. Available for Traditional, Roth, and SEP IRAs. Rate is subject to change. Early withdrawal penalty may apply. Fees could reduce earnings on the account.$100 and up | 1.51% | $151 | Minimum balance to earn APY is $100.00. Dividends are credited to your IRA share monthly. Available for Traditional, Roth, and SEP IRAs. Rate is subject to change. Early withdrawal penalty may apply. Fees could reduce earnings on the account. |
Sources (2)
All captured Oct 5, 2026
Christmas Club
0.20%APY
No minimum balance requirement to earn APY. Unlimited deposits. Rates are variable and subject to change. The entire balance will be transferred to another account of yours on or after November 1 and the account will remain open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceThere is no minimum balance requirement to earn APY. Unlimited deposits. Rates are variable and subject to change. The entire balance will be transferred to another account of yours on or after November 1 and the account will remain open.Any balance | 0.20% | $20 | There is no minimum balance requirement to earn APY. Unlimited deposits. Rates are variable and subject to change. The entire balance will be transferred to another account of yours on or after November 1 and the account will remain open. |
Sources (2)
All captured Oct 5, 2026
Vacation Club
0.20%APY
There is no minimum balance requirement to earn APY. Unlimited deposits. Rates are variable and subject to change. The entire balance will be transferred to another account of yours on or after June 1 and the account will remain open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceThere is no minimum balance requirement to earn APY. Unlimited deposits. Rates are variable and subject to change. The entire balance will be transferred to another account of yours on or after June 1 and the account will remain open.Any balance | 0.20% | $20 | There is no minimum balance requirement to earn APY. Unlimited deposits. Rates are variable and subject to change. The entire balance will be transferred to another account of yours on or after June 1 and the account will remain open. |
Sources (2)
All captured Oct 5, 2026
Who can join Sevenfold Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or volunteer in Caldwell, Jackson, Lincoln, Morehouse, Ouachita, Richland, or Union Parish are eligible to join.
Family and household
- Immediate family members of current Sevenfold Federal Credit Union members are eligible to join.
Other ways
- Businesses and other legal entities located in Caldwell, Jackson, Lincoln, Morehouse, Ouachita, Richland, or Union Parish are eligible for membership.
Membership information collected October 5, 2026.