Credit union · NCUA insured
Service One Credit Union Credit Card Rates
Service One Credit Union credit cards start at 11.75% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Service One Credit Union’s credit card rates compare
Compared with banks and credit unions near Bowling Green, KY, where Service One Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Service One Credit Union
11.75%APR
- Up to
- 19.75% APR
Visa® Platinum Credit Card
Lowest rate
Liberty FCU
9.75%APR
- Up to
- —
2nd-lowest rate
Abound Credit Union
10.99%APR
- Up to
- —
Service One Credit Union credit card score
74
Credit card score
Higher than 37% of U.S. banks and credit unions
- Purchase APRPurchase APR11.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Service One Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Platinum Credit Card
No annual fee, no balance transfer fee, and no penalty interest rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 3.99% | None | Intro APR for 12 months on all purchases and balance transfers completed within the first 90 days of account opening. |
| Ongoing | 11.75%–19.75% | None | After that, the variable APR will be 11.75% - 19.75%, based on your creditworthiness. |
Visa® Signature Everyday Rewards Credit Card
No annual fee, no balance transfer fee, and no penalty interest rate. Based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.75%–16.75% | None | Variable APR based on creditworthiness. |
Who can join Service One Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, volunteer, or attend school in the Barren River Development District (BRADD) or Pennyrile Area Development District (PADD) areas of South Central and Western Kentucky.
Employers and groups
- Directors, employees, volunteers, retirees, and members of businesses, associations, and other legal entities located within the BRADD or PADD.
Family and household
- Members of the immediate family or household of any qualifying membership group.
- Spouses of persons who passed away while within the field of membership of the Credit Union.
Other ways
- Current Service One Credit Union members.
Membership information collected October 4, 2026.