Credit union · NCUA insured
Selfreliance Federal Credit Union Auto Loan Rates
Selfreliance Federal Credit Union auto loans start at 5.14% APR for a new vehicle and 5.14% for a used one. Rates checked October 16, 2026.
How Selfreliance Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Selfreliance Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Selfreliance Federal Credit Union
5.14%APR
- Terms
- 49–60 months
- Discount
- None included
2024 or Newer
Lowest rate
Rock Valley Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Selfreliance Federal Credit Union auto loan score
81
Auto loan score
Higher than 55% of U.S. banks and credit unions
- New vehicleNew5.14%
- Used vehicleUsed5.14%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Selfreliance Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
2023 or Older
Available only in IL, WI, IN, MI, NJ, NY, PA, ME, VT, NH, MA, CT, RI, and MN. Financing up to 100% of purchase price available to qualified buyers (exceptions for rebuilt/salvage titles). Vehicles up to 12 years old and with 120,000 miles or less. Maximum loan amount is $75,000. Vehicles 7 model years old or older are eligible for terms up to 60 months; vehicles 5 to 6 model years old are eligible for terms up to 75 months. Up to 0.50% rate discount for members purchasing electric cars and switching to eStatements. No prepayment penalty. Current loan modification fee is $50.
| Terms | APR | Conditions |
|---|---|---|
| 12–48 months | 5.64% | APR as low as based on creditworthiness and underwriting standards. Up to 0.50% rate discount for all-electric/plug-in electric vehicles and switching to eStatements. |
| 49–60 months | 5.84% | APR as low as based on creditworthiness and underwriting standards. Up to 0.50% rate discount for all-electric/plug-in electric vehicles and switching to eStatements. |
| 61–72 months | 6.44% | APR as low as based on creditworthiness and underwriting standards. Vehicles 5 to 6 model years old eligible for terms up to 75 months. Up to 0.50% rate discount for all-electric/plug-in electric vehicles and switching to eStatements. |
| 73–84 months | 7.04% | APR as low as based on creditworthiness and underwriting standards. Vehicles 5 to 6 model years old are eligible for terms up to 75 months; vehicles 7 model years or older are eligible for terms up to 60 months. Up to 0.50% rate discount for all-electric/plug-in electric vehicles and switching to eStatements. |
2024 or Newer
Available only in IL, WI, IN, MI, NJ, NY, PA, ME, VT, NH, MA, CT, RI, and MN. Financing up to 100% LTV available to qualified buyers (exceptions for rebuilt/salvage titles). Vehicles up to 12 years old and with 120,000 miles or less. Maximum loan amount is $75,000. Vehicles 4 model years old or newer are eligible for terms up to 84 months. Up to 0.50% rate discount for members purchasing electric cars and switching to eStatements. No prepayment penalty. Current loan modification fee is $50.
| Terms | APR | Conditions |
|---|---|---|
| 12–48 months | 4.94% | APR as low as based on creditworthiness and underwriting standards. Up to 0.50% rate discount for all-electric/plug-in electric vehicles and switching to eStatements. |
| 49–60 months | 5.14% | APR as low as based on creditworthiness and underwriting standards. Up to 0.50% rate discount for all-electric/plug-in electric vehicles and switching to eStatements. |
| 61–72 months | 5.84% | APR as low as based on creditworthiness and underwriting standards. Up to 0.50% rate discount for all-electric/plug-in electric vehicles and switching to eStatements. |
| 73–84 months | 6.69% | APR as low as based on creditworthiness and underwriting standards. Available for vehicles 4 model years old or newer. Up to 0.50% rate discount for all-electric/plug-in electric vehicles and switching to eStatements. |
Who can join Selfreliance Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to members of Selfreliance Association in Chicago, IL.
- Membership is open to members of The Chicago, IL, Branch of the “Selfreliance Association of American-Ukrainians, Inc.’ in Chicago, IL.
- Membership is open to members of The Future Ukrainian American Aid Association of Detroit, MI.
- Membership is open to members of The Hartford Branch of the Selfreliance” Association of American Ukrainians, Wethersfield, CT.
- Membership is open to members of The Jersey City, NJ, Branch of the “Selfreliance Association of American-Ukrainians, Inc.’ in Jersey City, NJ.
- Membership is open to members of The “Selfreliance” Association of American Ukrainians in Newark, NJ.
1 more way to join
Employers and groups
- Membership is open to members of The “Selfreliance” Association of American Ukrainians in Trenton, NJ.
Cost to join
- A minimum deposit of $5 is required to fund a Savings account.
- A $5 membership fee is required to join an Association.
Membership information collected October 5, 2026.