Credit union · NCUA insured
Self Reliance Financial Federal Credit Union Auto Loan Rates
Top CarrotSelf Reliance Financial Federal Credit Union auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 16, 2026.
How Self Reliance Financial Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near New York, NY-NJ, where Self Reliance Financial Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Self Reliance Financial Federal Credit Union
5.24%APR
- Terms
- 49–66 months
- Discount
- None included
New Vehicle Loan
Lowest rate
Westchester Schools FCU
2.90%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Self Reliance Financial Federal Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Self Reliance Financial Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
2010–2018 Used Vehicle Loan
Requires SRFFCU membership. Finance up to 105% of vehicle value (GVWR 26,000 lbs or less). Rate requires automatic monthly payment. Model years 2010–2018. Vehicle condition: used.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 7.39% | As low as APR requires automatic monthly payment. Up to 48 months. |
| 49–63 months | 8.54% | As low as APR requires automatic monthly payment. 49 to 63 months. |
Sources (1)
- srffcu.com/loans/auto · captured Oct 16, 2026
2019–2021 Used Vehicle Loan
Requires SRFFCU membership. Finance up to 110% of vehicle value (GVWR 26,000 lbs or less). Rate requires automatic monthly payment. Model years 2019–2021. Vehicle condition: used.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.79% | As low as APR requires automatic monthly payment. Up to 48 months. |
| 49–66 months | 5.99% | As low as APR requires automatic monthly payment. 49 to 66 months. |
| 67–75 months | 6.36% | As low as APR requires automatic monthly payment. 67 to 75 months. |
Sources (1)
- srffcu.com/loans/auto · captured Oct 16, 2026
2022–2026 Used Vehicle Loan
Requires SRFFCU membership. Finance up to 115% of vehicle value (GVWR 26,000 lbs or less). Rate requires automatic monthly payment. Model years 2022–2026.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.14% | As low as APR requires automatic monthly payment. Up to 48 months. |
| 49–66 months | 5.24% | 49 to 66 months. As-low-as APR; subject to the product qualifications and requirements above. |
| 67–75 months | 5.44% | 67 to 75 months. As-low-as APR; subject to the product qualifications and requirements above. |
| 76–84 months | 5.84% | 76 to 84 months. As-low-as APR; subject to the product qualifications and requirements above. |
Sources (1)
- srffcu.com/loans/auto · captured Oct 16, 2026
New Vehicle Loan
Requires SRFFCU membership. Finance up to 120% of vehicle value (GVWR 26,000 lbs or less). Rate requires automatic monthly payment. Vehicle condition: new.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.14% | As low as APR requires automatic monthly payment. Up to 48 months. |
| 49–66 months | 5.24% | As low as APR requires automatic monthly payment. 49 to 66 months. |
| 67–75 months | 5.44% | As low as APR requires automatic monthly payment. 67 to 75 months. |
| 76–84 months | 5.89% | As low as APR requires automatic monthly payment. 76 to 84 months. |
Sources (1)
- srffcu.com/loans/auto · captured Oct 16, 2026
Who can join Self Reliance Financial Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Baltimore, Maryland branch of the Selfreliance Association of American Ukrainians, Inc., whose permanent residence is in Maryland are eligible for membership.
- Employees of the credit union, persons retired as pensioners or annuitants from qualifying employment, and organizations of such persons are eligible for membership.
- Members of Evangelical Pentecostal Church, Inc. in Huntingdon Valley, Pennsylvania qualifying under its charter and bylaws in effect on May 23, 2013 are eligible for membership.
- Members of the New York, N. Y. Branch of the “Selfreliance” Association of American Ukrainians, Inc. in New York, New York are eligible for membership.
- Members of the Philadelphia Branch of the “Self Reliance” Association of American Ukrainians, Inc., in Philadelphia, Pennsylvania are eligible for membership.
- Regular members of the branches and assemblies located within a 15-mile radius of the Scranton, Pennsylvania Post Office of the Ukrainian Workingmen’s Association, Providence Association of Ukrainian Catholics in America, and Ukrainian National Association, Inc. qualifying under their constitutions and bylaws as of the charter date are eligible.
12 more ways to join
Employers and groups
- Members of St. Michael Ukrainian Catholic Church in Baltimore, Maryland are eligible for membership.
- Employees and members of St. Michael the Archangel Ukrainian Catholic Church located in Jenkintown, Pennsylvania are eligible for membership.
- Voting members of Ukrainian American Sport Center – Tryzub in Horsham, Pennsylvania qualifying under its charter and bylaws in effect on May 5, 1933 are eligible for membership.
- Members and employees of Ukrainian Churches in Washington, D.C., Arlington and Fairfax Counties, VA, Montgomery and Prince George's Counties, MD, and the cities of Alexandria and Fairfax, VA are eligible for membership.
- Employees and voting members of The Ukrainian League of Philadelphia in Philadelphia, Pennsylvania qualifying under its charter and bylaws in effect May 5, 2007 are eligible for membership.
- Employees and members of the Church of Evangelical Christians Word of Life Church located in Feasterville – Trevose, Pennsylvania are eligible for membership.
Military, government and schools
- Employees of and students attending Manor College in Jenkintown, Pennsylvania are eligible for membership.
- Employees and students attending Saint Basil Academy in Jenkintown, Pennsylvania are eligible for membership.
- Members of Saint Basil Academy in Jenkintown, Pennsylvania qualifying under its charter and bylaws in effect on 07/18/1931 are eligible for membership.
- Employees and members of Ukrainian Educational and Cultural Center and students attending UKR Heritage School, Svitiychka, UKR Library location in Jenkintown, Pennsylvania are eligible for membership.
Family and household
- Members of the immediate family or household, and spouses of persons who died while within the field of membership, are eligible for membership.
Other ways
- Members of record of Ukrainian Selfreliance Federal Credit Union #07875 as of September 30, 2025 are eligible for membership.
Cost to join
- A minimum balance share deposit of $50.00 in a savings account is required for membership.
- A one-time membership fee of $10.00 is required for membership.
Membership information collected October 5, 2026.