Credit union · NCUA insured
Select Federal Credit Union CD Rates
Select Federal Credit Union’s best CD rate is 3.05% APY on a 1-year share certificate (CD). Terms run from 1 year to 3 years. Rates checked October 6, 2026.
How Select Federal Credit Union’s CD rates compare
Compared with banks and credit unions near San Antonio, TX, where Select Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Select Federal Credit Union
3.05%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $305
Share Certificates
Top rate
BCU
4.30%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $540
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Select Federal Credit Union CD score
69
CD score
Higher than 24% of U.S. banks and credit unions
- 9–15 months9–15 mo3.05%
- 16–30 months16–30 mo3.05%
- 31–60 months31–60 mo3.05%
- QualifiedQualified3.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Select Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.80%APY · 4 terms
Fixed rate. Dividends compounded and credited monthly. Automatic renewal with 10-day grace period. Early withdrawal penalties apply.
| Term | APY · $500 – $9,999 | APY · $10,000 – $25,000 | APY · $25,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| UnknownMember Loyalty Rate | 3.20% | 3.80% | 4.15% | — | 3.80%3.20% $500–$10k4.15% from $25k | $0 |
| 12 months | 3.05% | 3.05% | 3.05% | 2.40% | 3.05%3.05% $500–$10k3.05% from $25k2.40% from $50k | $305 |
| 12 monthsSpecial Promo | — | — | 2.60% | — | —2.60% from $25k | — |
| 24 months | 3.05% | 3.05% | 3.05% | 2.60% | 3.05%3.05% $500–$10k3.05% from $25k2.60% from $50k | $619 |
| 36 months | 3.05% | 3.05% | 3.05% | 2.90% | 3.05%3.05% $500–$10k3.05% from $25k2.90% from $50k | $943 |
Special-purpose accounts
IRA Certificates
2.30%APY · 2 terms
Fixed rate. Dividends compounded and credited monthly. Dividends paid at account term maturity or credited monthly. Early withdrawal penalty applies (90 days dividends for terms of 2 years or less). Minimum opening deposit $5,000.00.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.30% | $230 |
| 24 months | 2.30% | $465 |
Who can join Select Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to those who work, study, live, or worship in Eastside San Antonio.
Employers and groups
- Membership is available to employees of qualifying Select Employee Groups (SEGs).
Membership information collected October 5, 2026.