Bank · FDIC insured
SCSB Credit Card Rates
SCSB credit card rates start at 16.99% APR. Rates checked October 16, 2026.
How SCSB’s credit card rates compare
Compared with banks and credit unions in Iowa, where SCSB has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
SCSB
– –
- Up to
- —
No ongoing APR published
Lowest rate
Advantage Credit Union
7.90%APR
- Up to
- 13.90% APR
2nd-lowest rate
IH Mississippi Valley Credit Union
7.90%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Maximum Rewards® Visa Signature® Card
Must apply directly through the advertisement/page for this offer. Cards issued by First National Bank of Omaha (FNBO).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR on purchases for the first 12 billing cycles after the account is opened. |
| Ongoing | 18.99%–28.99% | None | After that, a variable APR based on the Prime Rate, between 18.99% and 28.99% APR. |
Sources (1)
- scsbnet.com/personal-banking/credit-cards · captured Oct 7, 2026
Platinum Edition® Visa® Card
Must apply directly through the advertisement/page for this offer. Cards issued by First National Bank of Omaha (FNBO).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 18 months | 0.00% | None | 0% introductory APR on purchases for the first 18 billing cycles after the account is opened. |
| Ongoing | 16.99%–26.99% | None | After that, a variable APR based on the Prime Rate, between 16.99% and 26.99% APR. |
Sources (1)
- scsbnet.com/personal-banking/credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.