Credit union · NCUA insured
Scott and White Employees CU CD Rates
Scott and White Employees CU’s best CD rate is 3.50% APY on a 1-year share certificate (CD). Terms run from 3 months to 2 years. Rates checked October 16, 2026.
How Scott and White Employees CU’s CD rates compare
Compared with banks and credit unions near Killeen, TX, where Scott and White Employees CU has the most branches. $10,000, best rate first.
This credit union’s best
Scott and White Employees CU
3.50%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $350
Share Certificates
Top rate
Belton Federal Credit Union
4.58%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $458
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Scott and White Employees CU CD score
67
CD score
Higher than 20% of U.S. banks and credit unions
- 3–8 months3–8 mo2.50%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.00%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Scott and White Employees CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.50%APY · 4 terms
Membership is open to anyone who lives, works, attends school, or owns a business in Bell County, Texas.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.00% | $25 |
| 6 months | 2.50% | $124 |
| 12 months | 3.50% | $350 |
| 24 months | 3.00% | $609 |
Sources (3)
All captured Sep 17, 2026
Who can join Scott and White Employees CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who resides, works, attends school, or owns a business in Bell County.
Employers and groups
- Membership is open to all employees of Baylor Scott and White and its affiliates.
Family and household
- Membership is open to immediate family members of current members.
Cost to join
- All new memberships require opening a Regular Savings Account with a minimum deposit of $25.00 that must remain to maintain membership and ownership.
Membership information collected October 5, 2026.