Credit union · NCUA insured
Scenic Community Credit Union Credit Card Rates
Top CarrotScenic Community Credit Union credit cards start at 12.00% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Scenic Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Chattanooga, TN-GA, where Scenic Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Scenic Community Credit Union
12.00%APR
Visa Gold Credit Card
Lowest rate
Peach State Federal Credit Union
8.90%APR
2nd-lowest rate
Healthcare Services Credit Union
8.99%APR
Scenic Community Credit Union credit card score
72
Credit card score
Higher than 30% of U.S. banks and credit unions
- Purchase APRPurchase APR12.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Scenic Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Children's Hospital Visa Credit Card
Must be a member of Scenic Community Credit Union. Also referred to as Visa Believe Card on rate schedules.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Revolving credit line ($5,000 minimum). A portion/percentage of interest supports Children's Hospital at Erlanger. No annual fee. No cash advance or balance transfer fees. |
Sources (3)
All captured Oct 7, 2026
Visa Classic Credit Card
Must be a member of Scenic Community Credit Union. Secured and unsecured options available.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.50% | None | Revolving credit line ($300 min, $4,000 max). Option to be secured with a deposit. No annual fee. No cash advance or balance transfer fees. |
Sources (3)
All captured Oct 7, 2026
Visa Gold Credit Card
Must be a member of Scenic Community Credit Union.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Revolving credit line ($5,000 min, $15,000 max). No annual fee. No cash advance or balance transfer fees. |
Sources (3)
All captured Oct 7, 2026
Who can join Scenic Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Catoosa County, Walker County, or Dade County, Georgia are eligible to join.
- Individuals who live, work, worship, volunteer, or go to school in Hamilton County, Sequatchie County, or Marion County, Tennessee are eligible to join.
Family and household
- Immediate family and household members of individuals who meet the geographic eligibility criteria are eligible to join.
Other ways
- Businesses and organizations that meet the eligibility criteria are eligible to join.
Membership information collected October 5, 2026.