Credit union · NCUA insured
San Juan Credit Union Auto Loan Rates
Top CarrotSan Juan Credit Union auto loans start at 4.95% APR for a new vehicle and 4.95% for a used one. Rates checked October 22, 2026.
How San Juan Credit Union’s auto loan rates compare
Compared with banks and credit unions in Utah, where San Juan Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
San Juan Credit Union
4.95%APR
- Terms
- 60+ months
- Up to
- 28.00% APR
5 Years Or Newer (2021-2026)
Lowest rate
Utah Power Credit Union
3.79%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Hercules First Federal Credit Union
3.84%APR
- Terms
- up to 60 months
- Up to
- —
San Juan Credit Union auto loan score
86
Auto loan score
Higher than 72% of U.S. banks and credit unions
- New vehicleNew4.95%
- Used vehicleUsed4.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where San Juan Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
10 Or More Years (2016+)
Rates may vary and are subject to change at any time.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.95%–28.00% | Credit score: 800+ to 599 or less |
| 60+ months | 4.95%–28.00% | Credit score: 800+ to 599 or less |
Sources (1)
- sanjuancu.com/rates · captured Oct 4, 2026
5 Years Or Newer (2021-2026)
Rates may vary and are subject to change at any time.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.95%–28.00% | Credit score: 800+ to 599 or less |
| 60+ months | 4.95%–28.00% | Credit score: 800+ to 599 or less |
Sources (1)
- sanjuancu.com/rates · captured Oct 4, 2026
6 - 9 Years (2017 - 2020)
Rates may vary and are subject to change at any time.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.95%–28.00% | Credit score: 800+ to 599 or less |
| 60+ months | 4.95%–28.00% | Credit score: 800+ to 599 or less |
Sources (1)
- sanjuancu.com/rates · captured Oct 4, 2026
Who can join San Juan Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.