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Credit union · NCUA insured

San Juan Credit Union Auto Loan Rates

Top Carrot, Carrot Score 88Top Carrot

San Juan Credit Union auto loans start at 4.95% APR for a new vehicle and 4.95% for a used one. Rates checked October 22, 2026.

How San Juan Credit Union’s auto loan rates compare

Compared with banks and credit unions in Utah, where San Juan Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 88

    This credit union’s lowest

    San Juan Credit Union

    4.95%APR

    Terms
    60+ months
    Up to
    28.00% APR

    5 Years Or Newer (2021-2026)

  • Top Carrot, Carrot Score 89

    Lowest rate

    Utah Power Credit Union

    3.79%APR

    Terms
    —
    Up to
    —

    Utah Power Credit Union rates

  • 2nd-lowest rate

    Hercules First Federal Credit Union

    3.84%APR

    Terms
    up to 60 months
    Up to
    —

    Hercules First Federal Credit Union rates

Compare auto loan rates near you →

San Juan Credit Union auto loan score

86

Auto loan score

Higher than 72% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.95%
  • Used vehicleUsed4.95%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where San Juan Credit Union ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join San Juan Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

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