Bank · FDIC insured
Salem Five Direct Savings Rates
Top CarrotSalem Five Direct’s best savings rate is 3.66% APY on $10,000, with its eOne Savings. Rates checked October 25, 2026.
How Salem Five Direct’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Salem Five Direct
3.66%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $366
eOne Savings
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
Salem Five Direct savings score
97
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.66%
- $10,000 balance$10,0003.66%
- $100,000 balance$100,0003.66%
- QualifiedQualified3.66%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Salem Five Direct ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
eOne Savings
3.66%APY
Eligibility is limited to consumers who apply online and who do not have an existing checking or savings account with Salem Five Bank at the time of application (except customers with an existing eOne Checking Account). Must be opened with new funds not previously on deposit with Salem Five or Salem Five Direct. Balances over $1,000,000 may be transferred to a Statement Savings Account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000,000Earns 3.66% APY (3.60% interest rate) on daily balances of $0.01-$1,000,000. Interest compounded and credited monthly. No monthly fee.Up to $1,000,000 | 3.66% | $366 | Earns 3.66% APY (3.60% interest rate) on daily balances of $0.01-$1,000,000. Interest compounded and credited monthly. No monthly fee. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.