Bank · FDIC insured
RockPointBank CD Rates
RockPointBank’s best CD rate is 3.50% APY on a 6-month CD. Rates checked October 15, 2026.
How RockPointBank’s CD rates compare
Compared with banks and credit unions in Tennessee, where RockPointBank has the most branches. $10,000, best rate first.
This bank’s best
RockPointBank
3.50%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $25,000
- Earns on $10,000
- —
CD Specials
Top rate
First Century Bank
5.01%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $501
2nd-highest rate
First Jackson Bank
5.01%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $2,769
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Specials
3.50%APY · 1 term
Interest is accrued daily and paid quarterly. Penalty may be imposed for early withdrawals. Upon maturity, if renewed, it will renew to standard 6-month fixed rate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsInitial rate of 3.45% and APY of 3.50% applies to the initial term of the 6-month CD | 3.50% | — |
Sources (1)
- rockpoint.bank/personal/rockpoint-cd-specials · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.