Bank
Robinhood Savings Rates
Robinhood’s best savings rate is 3.60% APY, with its Brokerage Cash Sweep Program, with extra requirements. Rates checked October 26, 2026.
How Robinhood’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Robinhood
3.60%APY
- Requires
- Conditions apply
- Minimum
- $0
- Earns on $10,000 a year
- $360
Brokerage Cash Sweep Program
Top rate
Service Credit Union
10.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $1,000
2nd-highest rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Brokerage Cash Sweep Program
Up to 3.60%APY
Uninvested brokerage account cash is swept into deposit accounts at program banks where it is FDIC insured. No cap on earnings. Available to Robinhood brokerage account customers.
| BalanceRequirement | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Any balanceRequires Robinhood Gold subscription. Uninvested brokerage cash earns 3.6% APY with no cap and no minimum. Cash swept to program banks.Any balance · $0 to open | 3.60% | $0 | $360 | Requires Robinhood Gold subscription. Uninvested brokerage cash earns 3.6% APY with no cap and no minimum. Cash swept to program banks. |
| Any balanceFor customers not enrolled in Robinhood Gold who enroll in cash sweep.Any balance · Unknown to open | 1.50% | Unknown | $150 | For customers not enrolled in Robinhood Gold who enroll in cash sweep. |
Sources (2)
All captured Oct 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.