Credit union · NCUA insured
Roanoke Valley Community CU Credit Card Rates
Roanoke Valley Community CU credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Roanoke Valley Community CU’s credit card rates compare
Compared with banks and credit unions near Roanoke, VA, where Roanoke Valley Community CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Roanoke Valley Community CU
9.99%APR
Platinum Card
Lowest rate
Beacon Credit Union
8.00%APR
2nd-lowest rate
National Bank of Blacksburg
9.00%APR
Roanoke Valley Community CU credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Roanoke Valley Community CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Card
Subject to credit approval. Rate based on creditworthiness. Credit limit ranges from $1,000.00 to $7,000.00. Non-variable rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.50%–16.50% | None | Standard rate is 13.50% or 16.50% APR based on credit history and creditworthiness. |
| Intro, 24 months | 5.49% | None | Special promotion: Introductory APR for a period of 24 balance cycles on balances transferred from another financial institution to an RVCCU Visa. Offer valid through December 31, 2023. After introductory period, APR will be 13.50% to 16.50% based on creditworthiness. |
Platinum Card
Subject to credit approval. Credit limit ranges from $5,000.00 to $20,000.00. Non-variable rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Standard non-variable APR for purchases. Same APR for purchases and cash advances. |
| Intro, 24 months | 5.49% | None | Special promotion: Introductory APR for a period of 24 balance cycles on balances transferred from another financial institution to an RVCCU Visa. Offer valid through December 31, 2023. After introductory period, APR will be 9.99% for Visa Platinum based on creditworthiness. Variable APR based on Prime lending rate. |
Secured Card
Subject to credit approval. Available credit balance is entirely secured by money in an RVCCU Savings Account. Credit limit ranges from $500.00 to $7,000.00. Non-variable rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.50%–16.50% | None | Standard rate is 13.50% or 16.50% APR based on credit history and creditworthiness. |
| Intro, 24 months | 5.49% | None | Special promotion: Introductory APR for a period of 24 balance cycles on balances transferred from another financial institution to an RVCCU Visa. Offer valid through December 31, 2023. After introductory period, APR will be 13.50% to 16.50% based on creditworthiness. |
Who can join Roanoke Valley Community CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live anywhere in Roanoke City, Roanoke County, Vinton, Salem, or Botetourt are eligible for membership.
- Individuals who work anywhere in Roanoke City, Roanoke County, Vinton, Salem, or Botetourt are eligible for membership.
Military, government and schools
- Individuals who go to school anywhere in Roanoke City, Roanoke County, Vinton, Salem, or Botetourt are eligible for membership.
Family and household
- Immediate relatives of an existing RVCCU member are eligible for membership.
- Household members of an existing RVCCU member are eligible for membership.
Other ways
- Individuals who worship anywhere in Roanoke City, Roanoke County, Vinton, Salem, or Botetourt are eligible for membership.
Membership information collected October 4, 2026.