Credit union · NCUA insured
Rivertrust Federal Credit Union Auto Loan Rates
Top CarrotRivertrust Federal Credit Union auto loans start at 4.50% APR for a new vehicle and 4.50% for a used one. Rates checked October 22, 2026.
How Rivertrust Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Jackson, MS, where Rivertrust Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Rivertrust Federal Credit Union
4.50%APR
- Terms
- up to 72 months
- Up to
- —
New Auto Loan
Lowest rate
Mississippi DHS FCU
3.49%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Veritas Federal Credit Union
4.49%APR
- Terms
- up to 84 months
- Up to
- 17.99% APR
Rivertrust Federal Credit Union auto loan score
89
Auto loan score
Higher than 86% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed4.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Rivertrust Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
Up to 72 months for qualified borrowers, based on model year and credit score.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.50% | For qualified borrowers, based on model year and credit score. Starting APR. Rates are subject to credit approval, term, and product eligibility. |
Sources (1)
- rivertrustfcu.com · captured Oct 4, 2026
New and Used Auto Loans
All loans are subject to credit approval. Performance levels are determined by credit ratings and other criteria. Rates, terms, fees and processing charges are subject to change without notice. Quoted loan rates are APR rates (annual percentage rates).
| Terms | APR | Conditions |
|---|---|---|
| 24–84 months | 4.50%–18.00% | — |
Sources (1)
- rivertrustfcu.com/rates.php · captured Oct 4, 2026
Who can join Rivertrust Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, attend school, worship, volunteer, or regularly conduct business in the credit union's outlined trade area are eligible to join.
Employers and groups
- Members of Friends of the Pearl Library who live in Mississippi are eligible to join.
- Members of Friends of the Richland Library who live in Mississippi are eligible to join.
- Employees of participating business organizations and select employee groups within the trade area are eligible for membership.
Family and household
- Family members (spouses, parents, step-parents, children, siblings, grandparents, grandchildren, step-children, step-siblings, and adoptive relationships) and household members of eligible organization employees are eligible for membership.
Membership information collected October 4, 2026.