Bank · FDIC insured
Riverside Savings Bank Savings Rates
Riverside Savings Bank’s best savings rate is 1.01% APY on $10,000, with its Choice Money Market. Rates checked October 22, 2026.
How Riverside Savings Bank’s savings rates compare
Compared with banks and credit unions near Roanoke Rapids, NC, where Riverside Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Riverside Savings Bank
1.01%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $100
Choice Money Market
Top rate
New Republic Bank
4.00%APY
- Minimum
- $100
- Earns on $10,000 a year
- $400
2nd-highest rate
State Employees' Credit Union
2.20%APY
- Minimum
- $250
- Earns on $10,000 a year
- $220
Riverside Savings Bank savings score
87
Savings score
Higher than 75% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0001.01%
- $100,000 balance$100,0003.61%
- QualifiedQualified1.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Riverside Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Choice Money Market
1.01%APY
$1,000 minimum balance to avoid fee. Tiered interest rates. Limited check writing. Listed rates subject to change at any time, including after account is opened. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000$1,000 minimum daily balance to avoid $3.00 monthly service charge. Minimum daily balance to obtain APY is N/A. Listed rates subject to change at any time; fees may reduce earnings. | 0.10% | — | $1,000 minimum daily balance to avoid $3.00 monthly service charge. Minimum daily balance to obtain APY is N/A. Listed rates subject to change at any time; fees may reduce earnings. |
| $1,000 – $10,000$1,000 minimum daily balance to obtain APY and avoid $3.00 monthly service charge. Listed rates subject to change at any time; fees may reduce earnings. | 0.50% | — | $1,000 minimum daily balance to obtain APY and avoid $3.00 monthly service charge. Listed rates subject to change at any time; fees may reduce earnings. |
| $10,000 – $25,000$10,000 minimum daily balance to obtain APY. $1,000 minimum daily balance to avoid $3.00 monthly service charge. Listed rates subject to change at any time; fees may reduce earnings. | 1.01% | $100 | $10,000 minimum daily balance to obtain APY. $1,000 minimum daily balance to avoid $3.00 monthly service charge. Listed rates subject to change at any time; fees may reduce earnings. |
| $25,000 – $100,000$25,000 minimum daily balance to obtain APY. $1,000 minimum daily balance to avoid $3.00 monthly service charge. Listed rates subject to change at any time; fees may reduce earnings. | 2.53% | — | $25,000 minimum daily balance to obtain APY. $1,000 minimum daily balance to avoid $3.00 monthly service charge. Listed rates subject to change at any time; fees may reduce earnings. |
| $100,000 and up$100,000 minimum daily balance to obtain APY. $1,000 minimum daily balance to avoid $3.00 monthly service charge. Listed rates subject to change at any time; fees may reduce earnings. | 3.61% | — | $100,000 minimum daily balance to obtain APY. $1,000 minimum daily balance to avoid $3.00 monthly service charge. Listed rates subject to change at any time; fees may reduce earnings. |
Sources (3)
- riversidesavings.com/rates
- riversidesavings.com/personal-deposit-products
- riversidesavings.com/personal-deposit-products/rates
All captured Sep 19, 2026
Statement Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$200 minimum daily balance required to avoid $2 monthly service charge. Fees may reduce earnings.Any balance | 0.10% | $10 | $200 minimum daily balance required to avoid $2 monthly service charge. Fees may reduce earnings. |
Sources (2)
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.