Credit union · NCUA insured
Rivermark Community Credit Union Auto Loan Rates
Top CarrotRivermark Community Credit Union auto loans start at 6.24% APR for a new vehicle and 6.24% for a used one. Rates checked October 22, 2026.
How Rivermark Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Portland, OR-WA, where Rivermark Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Rivermark Community Credit Union
6.24%APR
- Terms
- up to 76 months
- Up to
- 16.49% APR
Auto Loans: 2022 and Newer
Lowest rate
Longshoremen's Local 4 Federal Credit Union
1.99%APR
- Terms
- up to 84 months
- Up to
- —
2nd-lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
Rivermark Community Credit Union auto loan score
65
Auto loan score
Higher than 13% of U.S. banks and credit unions
- New vehicleNew6.24%
- Used vehicleUsed6.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Rivermark Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans: 2021 and Older
For model year 2021 and older vehicles. No application fee or loan fee; no prepayment penalties. A 0.25% rate discount is available for members with an existing first mortgage loan or vehicle loan (exclusions apply). Rates and terms depend on purchase price, collateral value, down payment, amount financed, and credit qualifications; subject to underwriting approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 76 months | 6.49%–16.74% | Term up to 76 months. Monthly payment is $16.08 - $21.29 per $1,000 borrowed. |
| up to 88 months | 6.74%–9.99% | Term up to 88 months. Monthly payment is $14.43 - $17.05 per $1,000 borrowed. |
Sources (3)
All captured Oct 3, 2026
Auto Loans: 2022 and Newer
For model year 2022 and newer vehicles. No application fee or loan fee; no prepayment penalties. A 0.25% rate discount is available for members with an existing first mortgage loan or vehicle loan (exclusions apply). Rates and terms depend on purchase price, collateral value, down payment, amount financed, and credit qualifications; subject to underwriting approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 76 months | 6.24%–16.49% | Term up to 76 months. Monthly payment is $15.96 - $21.15 per $1,000 borrowed. |
| up to 88 months | 6.49%–9.74% | Term up to 88 months. Monthly payment is $14.31 - $15.82 per $1,000 borrowed. |
| up to 96 months | 8.49%–9.99% | Term up to 96 months. Monthly payment is $14.39 - $18.82 per $1,000 borrowed. |
Sources (3)
All captured Oct 3, 2026
Start Auto Loan
Special auto loan program for first-time buyers and teens as part of the Start Financial Program. Maximum financing up to $25,000 for a new or used vehicle. Borrowers under 18 years old require a parent or guardian co-borrower.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.24% | For 2021 & newer vehicles. Maximum loan amount up to $25,000. |
| — | 6.49% | For 2020 & older vehicles. Maximum loan amount up to $25,000. |
Sources (1)
- rivermarkcu.org/vehicle-loans/start-auto-loan · captured Oct 3, 2026
Who can join Rivermark Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in the Portland metro area or specified 27 Oregon counties are eligible for membership.
- Individuals who live or work anywhere in the state of Washington are eligible for membership.
Family and household
- Relatives of individuals who qualify through the geographic criteria are eligible for membership.
Membership information collected October 4, 2026.