Credit union · NCUA insured
Riverfront Federal Credit Union Credit Card Rates
Riverfront Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Riverfront Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Reading, PA, where Riverfront Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Riverfront Federal Credit Union
9.90%APR
- Up to
- 17.75% APR
Platinum Visa® Credit Card
Lowest rate
Utilities Employees Credit Union
8.75%APR
- Up to
- 18.00% APR
2nd-lowest rate
Discovery Federal Credit Union
8.99%APR
- Up to
- —
Riverfront Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Riverfront Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Rewards Visa® Credit Card
Membership requires living, working, worshipping, or attending school in Berks County, PA, or having an eligible family relationship, with a $5.00 savings deposit. Subject to credit approval. Maximum credit limit $30,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.99%–16.99% | None | Variable APR based on creditworthiness, credit rating, and other underwriting factors. |
| Ongoing | 17.75% | None | Non-variable APR based on creditworthiness, credit rating, and other underwriting factors. |
| Intro, 12 months | 3.99% | None | Promotional balance transfer APR for 12 months from the transfer posting date; thereafter standard variable APR applies. No balance transfer fee. |
Sources (3)
- riverfrontfcu.org/rates
- riverfrontfcu.org/products-services
- riverfrontfcu.org/card-service…latinum-visa-credit-card
All captured Oct 16, 2026
Live Well Visa® Credit Card
Membership requires living, working, worshipping, or attending school in Berks County, PA, or having an eligible family relationship, with a $5.00 savings deposit. Subject to credit approval. Maximum credit limit $30,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.99% | None | Standard non-variable APR applies to non-promotional purchases, existing balances, and future advances after promotional financing periods expire. |
| Intro, 6 months | 0.00% | None | 0% promotional APR for 6 months on minimum purchase of $500 at participating health and wellness merchant codes. Thereafter converts to 14.99% APR. |
| Intro, 12 months | 0.00% | None | 0% promotional APR for 12 months on minimum purchase of $5,000 at participating health and wellness merchant codes. Thereafter converts to 14.99% APR. |
| Intro, 18 months | 0.00% | None | 0% promotional APR for 18 months on minimum purchase of $10,000 at participating health and wellness merchant codes. Thereafter converts to 14.99% APR. |
Platinum Visa® Credit Card
Membership requires living, working, worshipping, or attending school in Berks County, PA, or having an eligible family relationship, with a $5.00 savings deposit. Subject to credit approval. Maximum credit limit $30,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90%–17.75% | None | Non-variable APR determined by credit rating and other underwriting factors. No annual fee, no cash advance fee, and no balance transfer fee. |
Sources (3)
- riverfrontfcu.org/rates
- riverfrontfcu.org/products-services
- riverfrontfcu.org/card-service…latinum-visa-credit-card
All captured Oct 16, 2026
Youth Platinum Visa® Credit Card
Membership requires living, working, worshipping, or attending school in Berks County, PA, or having an eligible family relationship, with a $5.00 savings deposit. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90%–17.75% | None | Non-variable APR determined by credit rating and other underwriting factors. No annual fee, no cash advance fee, and no balance transfer fee. |
Sources (3)
- riverfrontfcu.org/rates
- riverfrontfcu.org/products-services
- riverfrontfcu.org/card-service…latinum-visa-credit-card
All captured Oct 16, 2026
Who can join Riverfront Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who currently lives, works, worships, or attends school in Berks County, Pennsylvania is eligible to join.
Family and household
- Spouses, children, parents, siblings, grandparents, grandchildren, in-laws, and household members of current members are eligible for membership.
Other ways
- Legal entities doing business in Berks County or organizations of qualifying persons are eligible to join.
Cost to join
- Membership requires a $5.00 deposit into a savings account.
Membership information collected October 5, 2026.