Credit union · NCUA insured
Riverfront Federal Credit Union Auto Loan Rates
Riverfront Federal Credit Union auto loans start at 6.54% APR for a new vehicle and 7.54% for a used one. Rates checked October 16, 2026.
How Riverfront Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Reading, PA, where Riverfront Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Riverfront Federal Credit Union
6.54%APR
- Terms
- 76–84 months
Auto Loan
Lowest rate
Discovery Federal Credit Union
4.84%APR
- Terms
- 49–60 months
2nd-lowest rate
Utilities Employees Credit Union
4.99%APR
- Terms
- 37–60 months
Riverfront Federal Credit Union auto loan score
62
Auto loan score
Higher than 6% of U.S. banks and credit unions
- New vehicleNew6.54%
- Used vehicleUsed7.54%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Riverfront Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Membership requires living, working, worshiping, attending school, or being a legal entity doing business in Berks County, PA, or being an eligible family member; $5 deposit into savings required.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.54% | New and Used 2022 and Newer. Best fixed rate on approved credit. |
| 37–66 months | 4.79% | New and Used 2022 and Newer. Best fixed rate on approved credit. |
| 67–75 months | 5.19% | New and Used 2022 and Newer. Best fixed rate on approved credit. |
| 76–84 months | 6.54% | New Only. Best fixed rate on approved credit. |
Sources (3)
- riverfrontfcu.org/rates
- riverfrontfcu.org/products-services
- riverfrontfcu.org/lending-serv…ns/auto-motorcycle-loans
All captured Oct 6, 2026
Motorcycle Loan
Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Membership requires living, working, worshiping, attending school, or being a legal entity doing business in Berks County, PA, or being an eligible family member; $5 deposit into savings required.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.99% | New: 0 to 60 months. Best fixed rate on approved credit. |
| up to 60 months | 6.99% | Used: 0 to 60 months. Best fixed rate on approved credit. |
Sources (3)
- riverfrontfcu.org/rates
- riverfrontfcu.org/products-services
- riverfrontfcu.org/lending-serv…ns/auto-motorcycle-loans
All captured Oct 6, 2026
Used Car Loan Model Year 2021 and Older
Rates listed are best fixed rates on approved credit for model year 2021 and older. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rate varies by model year and term. Membership requires living, working, worshiping, attending school, or being a legal entity doing business in Berks County, PA, or being an eligible family member; $5 deposit into savings required.
| Terms | APR | Conditions |
|---|---|---|
| — | 7.54% | Used Car – varies by model year and term. Model Year 2021 and Older. Best fixed rate on approved credit. |
Who can join Riverfront Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who currently lives, works, worships, or attends school in Berks County, Pennsylvania is eligible to join.
Family and household
- Spouses, children, parents, siblings, grandparents, grandchildren, in-laws, and household members of current members are eligible for membership.
Other ways
- Legal entities doing business in Berks County or organizations of qualifying persons are eligible to join.
Cost to join
- Membership requires a $5.00 deposit into a savings account.
Membership information collected October 5, 2026.