Credit union · NCUA insured
RiverFall Credit Union Credit Card Rates
RiverFall Credit Union credit cards start at 12.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How RiverFall Credit Union’s credit card rates compare
Compared with banks and credit unions near Tuscaloosa, AL, where RiverFall Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
RiverFall Credit Union
12.90%APR
- Up to
- —
Visa Classic Credit Card
Lowest rate
Red Oak Credit Union
7.90%APR
- Up to
- 12.90% APR
2nd-lowest rate
Nucor Employee's Credit Union
8.75%APR
- Up to
- —
RiverFall Credit Union credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where RiverFall Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic Credit Card
Rate applies to purchases, cash advances, and balance transfers. 25-day grace period for new purchases. Terms and rates are based on soundness of credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Rate as low as 12.9% APR based on soundness of credit. Rate applies to purchases, cash advances and balance transfers. No annual fee. No balance transfer fee. Minimum payment 5% of balance, $25 minimum. Minimum finance charge $0.50. Late payment fee $20. Over-the Credit-Limit Fee $20. |
Sources (2)
All captured Oct 7, 2026
Who can join RiverFall Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, or attend school in Bibb, Fayette, Greene, Hale, Pickens, or Tuscaloosa counties.
Cost to join
- A $5 minimum deposit and minimum balance in a savings account is required for membership.
Membership information collected October 4, 2026.