Credit union · NCUA insured
River Valley Community Federal Credit Union Savings Rates
River Valley Community Federal Credit Union’s best savings rate is 0.15% APY on $10,000, with its Primary Shares. Rates checked October 22, 2026.
How River Valley Community Federal Credit Union’s savings rates compare
Compared with banks and credit unions near El Dorado, AR, where River Valley Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
River Valley Community Federal Credit Union
0.15%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $15
Primary Shares
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Red River Credit Union
2.60%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $260
River Valley Community Federal Credit Union savings score
66
Savings score
Higher than 16% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where River Valley Community Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Primary Shares
0.15%APY
A $5.00 minimum deposit is required to maintain membership at the credit union (member's share).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 – $1,000 | 0.05% | — |
| $1,000 – $10,000 | 0.05% | — |
| $10,000 and up | 0.15% | $15 |
Special-purpose accounts
River Rascal Children's Account
1.00%APY
For children 12 years and younger. Membership fee of 50 cents. Starting with the first dollar deposited.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upFor children 12 years and younger; 50 cents membership fee.$1 and up | 1.00% | $100 | For children 12 years and younger; 50 cents membership fee. |
Traditional and Roth IRA
0.30%APY
Personal savings plans (Traditional and Roth IRA). 2024 contribution limit is $7,000 ($8,000 for age 50 and older), not to exceed compensation.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.20% | — |
| $10,000 – $100,000 | 0.30% | $30 |
| $100,000 and up | 0.50% | — |
Christmas Club
0.20%APY
No minimum deposit required to open. Earns interest on any balance. Funds are direct deposited to Primary Share Account on October 1st.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest earned on any balanceAny balance | 0.20% | $20 | Interest earned on any balance |
Who can join River Valley Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or have businesses in Ouachita, Calhoun, Columbia, or Dallas county are eligible for membership.
Family and household
- Family of persons who live, work, worship, or have businesses in Ouachita, Calhoun, Columbia, Union, or Dallas county can be members.
Membership information collected October 4, 2026.